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Wednesday, July 31, 2019

Race Without Color Essay

In this article written by Jared Diamond entitled â€Å"Race Without Color†, he explains about the difference of race in humanity and how humans should not be classified that way because there are too many variations. Depending on how a person looks, they would be put into a certain race categories such as â€Å"African blacks,† â€Å"whites,† â€Å"Mongoloids,† â€Å"aboriginal Australians†, and â€Å"Khoisans.† However, this classification of humans only affect how we view others; it does not involve our senses or who we are as a person. This can be discriminating. Anthropologists believe that humans should not be classified into a particular race. There are other ways to group humans, such as natural selection, sexual preferences, and fingerprints. Diamond goes on to explain how confusion may come up in classifications. In the human race, people in different races are visibly different. This also holds true in the animal world. He gives the example of a common bird, the yellow-rumped warbler. The bird’s throat color in the west is yellow and in the east is white. They have different songs and environmental preferences yet have the same name. Racial classification for these two birds is simple; the color of their throat, song, and their environment. However, their differences in these areas lead to different varied offspring. Some traits in animals alternate because of natural selection. Natural selection has to do with the survival in a particular environment. For example the hare who is white to blend in with snow so that it is invisible to predators. As humans, we live all over the world in different areas and climates. We have traits brought out by natural selection to adapt to the area we live in. Our skin color, body type, height, and hair color all play a role in the environment we live in. Thus is why race is not always a good way to describe cultural differences in humans. If we were to classify the human race by this different criteria, it would produce different groupings. Racial classifications are not a good way to describe biological differences in humans. If we were to classify races by body chemistry, it would be different than races defined by the color of our skin. When it comes to skin color, it plays a role in the climate. People look a certain way in certain parts of the world so that they can survive in that particular environment. For example, someone with very light skin would not do well in an environment with a lot of sun. Other traits have to do with sexual selection are our hair, eye color, and other beauty traits play a role in sexual preference. In America today, we don’t dye or hair or change our appearance to survive. It’s to become more sexually attractive. Science does not play a part in racial classification, but the way our body reacts to someone does. There is another way to classify humans and that is by fingerprint. To do this, everyone with the same pattern would be grouped together. However, fingerprints have nothing to do with survival. Fingerprints also have nothing to do with sexual preferences. There is no real function to a person’s fingerprint. There are certain traits in humans that play a function such as the color of our skin for survival. Others have no function such as fingerprints. Particular traits play a role in sexual preference, such as eye color or hair color. Science does not play a role in racial classification, but attraction does. Our body can tell us if we are attracted to someone or not. People now are more varied in appearance. Now, it is unnecessary to rank people with many difference appearances into a racial classification.

Tuesday, July 30, 2019

International Security: Saudi-Iraq Border Dispute Essay

When the Saudi Arabian government began to experience the uprising of social movements in the 1960s, one of the first suspects of origin was Baghdad. The tension that had been going on between the two countries quickly degenerated to a point where it became volatile. Since forces in Baghdad had been suspecting of having a role to play in movements similar to the one in Saudi Arabia around the same time, it was natural for Saudi Arabia to develop relations towards Baghdad that were all the more strained in nature. This paper shall provide an introduction to the relationship between Saudi Arabia and Iraq and shall attempt to begin by establishing an understanding of the evolution of their relationship over time in order to attain a clearer picture of attain a clear picture and a complete understanding of the actual nature of relationship that exists between the two countries. The paper shall begin by providing a brief introduction to the relationship between the two countries and shall then proceed to delve into the scenario that exists with respect to the volatility of the Saudi-Iraq border. The paper shall give special attention to areas that pertain to the terrorist threat posed because of the scenario that exists on the border of Saudi Arabia and Iraq. The paper will highlight the problem of the terrorist movement across the Saudi-Iraq border and shall elaborate upon the numerous aspects that pertain to the terrorist movement across the Saudi-Iraq border and how it serves to put both the countries at a risk in the process. In the latter paragraphs, the paper shall also elaborate upon the ethnic problems that exist in Iraq in order to highlight the volatile nature of the current Iraqi situation. Special consideration will be given to the aspect of migration that exists across the two regions and in the area of illegal migration with respect to situations such as the Saudi-Iraq border in general. As a result of the deteriorating relations with Iraq and the close proximity with the same that Saudi Arabia was faced with, it was only natural that Saudi Arabia began to attempt to strengthen its relationship with other neighboring countries and allies such as Iran, Kuwait, Syria and the United States. It is not too hard a task to note that Saudi Arabia was particular in improving relationships with countries that held a similar loathing towards the Iraqi government. The 1970s saw an improvement in the relations between Saudi Arabia and Iraq, fundamentally because of the fact that both countries were in fear of the implications of the Iranian Islamic Revolution spilling over into their territories. In the 1980s, Saudi Arabia actually served to assist Iraq during the Iran-Iraq war through numerous loans that were designed upon generous return terms (Tollitz, Prados and Blanchard). However, this ripening of the relationship between the two countries did not last long when Iraqi forces took hold of Kuwait. In retaliation, Saudi Arabia took action against Iraq and also sought assistance from the United States in confronting Iraqi forces. The United States responded by sending its troops to Saudi Arabia upon the invitation of the threatened country and using the coalition that they held in the opposition of Iraq, the United States forces were given complete permission to make use of Saudi Arabia’s military facilities. The United States did not merely assist the Saudi Arabia government in the war against Iraq but also served as an integral spearhead in the war. The United States forces were took part in ground assaults as well as areal assaults against Iraqi forces. The fact that the Iraqi forces chose to launch Scud-B missiles at numerous towns in the Saudi Arabia served to hit the nail on the head with regard to the deterioration of the relations between both countries. The damage to Saudi Arabia as a result of the missiles was predominantly that of civilian life and property. By this time, the relations between Iraq and Saudi Arabia damaged to a point where next to nothing could possibly be done to repair them since the people of the two countries had grown to loathe each other as the war raged on. As time went by after the war, every foreign policy that Saudi Arabia formulated was designed to ensure that it addressed any all threats that Iraq could pose towards Saudi Arabia. Elements such as these were areas of Saudi Arabia’s foreign policy which dictated that Saudi Arabia would support forces in Iraq that opposed the government and desired to remove Saddam Hussein’s reign (Al-Rasheed). The Saudi Arabia proceeded with this stance for a few years without making it too public, but as time went by and the 1990s approached, the desire to topple Saddam’s government became all the more dominant and prominent in Saudi Arabia’s foreign policy. When Saddam Hussein’s reign finally ended, Saudi Arabia was relieved of one issue with regard to Iraq, but was immediately visited by another. Over the years, the Saudi and the Iraqi border had been a much disputed region. Neutral zones had been established along the perimeter as a result of prolonged discussions and negotiations between the two countries. When the United States forces invaded Iraq, the influx of terrorists into Iraq and the out flux of refugees, both became functional in a manner such that the Iraq-Saudi Arabia border was incorporated (Tripp). It is essential to highlight at this point that in the latter half of 2006, it was reported that Al-Qaida operatives had begun to move from bases located and operational in the Pak-Afghan region, to Iraq where Al-Qaida has apparently decided to channel its man power for the coming period. It was speculated that there is a chance that Al-Qaida operatives may choose to enter Saudi Arabia and then gain access to Iraq through the border connecting Saudi Arabia and Iraq. It would not be unjustified to concur that Iraq is playing out the role of a magnet of sorts for hostile elements such as Al-Qaida and regions that fall around Iraq are therefore falling into the line of fire (Regan). As Al-Qaida operatives move from around the world towards the Middle East, Saudi Arabia is faced with a security threat that makes it not only vulnerable to terrorist threats, but by serving as a pathway for terrorist elements to cross through into Iraq, also puts Saudi Arabia in a compromising position with regard to its role in preserving international peace. The scenario for Saudi Arabia is quite similar to that which exists for the United States with regard to Mexico and for Israel with regard to Palestinian areas. Much like the United States, Saudi Arabia is also considering establishing a barrier along its borders. The Saudi Arabia is considering serious plans to establish a penetration proof barrier along its border with Iraq in order to keep out any violent and hostile elements. Not only are political extremists an issue, but the supplementing threat of drug smugglers does not come as any improvement in the scenario because this serves to open routes for other unwanted parties such as weapons dealers and human smugglers. The involvement of elements such as these causes the further degradation of the scenario and puts Saudi Arabia at a high security risk level. The threat to Saudi Arabia has only increased with the recent war in Iraq that has caused countless Iraqis to opt to flee across the Iraq-Saudi Arabia border. Along with the few refugees that have attempted to do so, hostile elements have also attempted to take advantage of the chaotic situation and have tried to gain access to Saudi Arabia. Saudi Arabia faces a highly vulnerable standing because of its border disputes with Iraq because of the fact that the Shia minorities of the country are located in the most significant oil producing regions of the country (The Associated Press ). However, the border is not causing problems merely for Saudi Arabia, but is also causing problems on the other side of the fence. This is because of the fact that as the war in Iraq rages on, hostile elements from Saudi Arabia are choosing to cross the border and join terrorists groups in Iraq that are operating against the coalition forces. The situation worsens further with the fact that this puts Saudi Arabia in a position where it may possibly serve as a gateway for terrorists into Iraqi territory. It has become almost natural for the neighboring countries of Iraq to fear that the force with which coalition forces are carrying out operations in Iraq may cause hostile elements to opt for using Iraq’s neighboring countries as their bases of operations or as safe houses for refuge (Saudi-US Relations Information Service). It is for the same reason that Saudi Arabia has decided to undertake security projects along its borders with Iraq that ensure that there will be almost no possibility of any infiltration from any of the two sides of the border. Measures such as these are because of the fact that the frequent illegal movement of hostile elements and illegal immigrants across the border tends to encourage such elements to attempt to transport equipment across the border as well. In the case of terrorist elements, this aspect is nothing less than alarming considering the damage that terrorists groups can cause to Saudi Arabia and Iraq both if they managed to establish a pathway to transport heavy weapons to and from the two countries. Because of the presence of such multilateral threats, both the Saudi Arabia and the Iraqi government have attempted to reconcile on disputes that they previously did not choose to bring up (Saudi-US Relations Information Service). Another adverse implication of the existence of the cross-border movement dispute between the two countries is the fact that there is a possibility that the excessive movement of hostile elements from Iraq may encourage elements to move across the border that could instigate the Shia minority into getting carried away with their emotions and working against the coalition forces (The Associated Press ). Iraq has been plagues with ethnic problems for years now. The conflicts between Sunnis and Shiite Arabs have turned Iraq into an increasingly volatile battle ground. Under the dictatorship of Saddam Hussein, the Shiites grew exponentially powerful and reached a point in the Iraqi society where they constituted sixty percent of the Iraqi society and were still denied their fundamental political and religious rights. Under Saddam Hussein’s regime, the Sunnis gained more power and reached a point where they formed the bulk of Saddam’s administration. A fact that serves to irk the Sunni population of Iraq is the presence of the political ties with Iran. This serves to anger not only the Sunnis of Iraq but also the Arab countries that are United States allies. The fear of Iranian influences intervening in the already increasingly volatile Iraqi scenario is an aspect that serves to increase doubts about the prospective Iraqi scenario. However, it is essential to mention that Kurds also play a significant role in the Iraqi scenario since they comprise of nearly twenty percent of the total Iraqi population. This puts them in a position where they are a minority that can have a significant influence upon the series of events that Iraq undergoes. The Kurds have their own distinct language, culture, history and traditions and are generally concentrated in and around the northern areas of Iraq. The Kurds have been struggling for their rights in the regions of northern Iraq, eastern Turkey, northeastern Syria, northern Iran and southern Georgia. Incidents where the Kurds have chosen to initiate a movement and have been faced with vicious oppression from the resident society. However, since the gulf war in 1991, the Kurds have found a considerable degree of independence in the regions in and around northern Iraq and have entered into Iraqi politics as well. However, even though the Kurds have gained a significant degree of recognition in Iraq, their desire to gain independence still exists with the same vigor as it held several decades ago. Fundamentally, the Kurds are a part of the Sunni Muslim population of Iraq, but the aspect of secular nationalism is quite strong in them. Another fact which serves to make the Kurds a highly crucial element in the Iraqi scenario is that they are concentrated in the northern regions of Iraq where oil is found quite commonly (Karon). This puts the Kurds in a position where they can choose to keep revenues with themselves instead of handing them over to the state, hence enabling them to establish an autonomous government that they can protect it from an external intrusion. However, the Kurds are faced with opposition from not only the powers of the state but also from the Turkmen minority that also has the same intentions. There has been a vast amount of migration in the Arabic gulf countries and specially the United Arab Emirates and if one was to consider the aspect of the migration that is caused as a result of disputes such as the Saudi-Iraq border issue, there are a number of natures of immigrants that can move about. The first and most dangerous are the terrorist elements that more than often choose to move around when disputes such as the Iraq-United States war erupt. When terrorist elements move around, they tend to establish a base of operations in any region they can during their stay there. Their movement causes the exercising of terrorist elements that may otherwise have become stationary and of no threat to the region where they are concealing themselves. As a result of the movement of active terrorist elements, these otherwise stationary terrorist elements become an active threat to the immediate region and the exchanging of information amongst these elements serves to increase the danger of the execution of a terrorist activity exponentially. This is also associated with the fact that the continuous movements of terrorists across different regions causes them to form safe houses in these regions that can later turn into their base of operations. Therefore, a country that is housing an active terrorism element may be actually serving as a base of operations for a terrorist activity in another country. The presence of scenarios such as these serves to cause deterioration of the relationship amongst allies because of the fact that evidence found at a terrorist attack which directs towards the involvement of an ally country serves to decrease the degree of trust that the victim region has on its ally and also simultaneously serves to show the inability of the region in keeping terrorist elements out or handling them once they have gained access, causing a deterioration in overall international relations. The second form of immigrants in a scenario such as this include refugees who choose to leave behind their native land and attempt to establish a refuge in a region that is not their native region by birth. In cases such as these, the region to which they migrate in order to seek refuge more than often has to face an imbalance of sorts because of the adjustment of an unexpected influx of refugees into the region. In cases where the region is already suffering through an economic imbalance, the influx of refugees causes a further deterioration of the economic scenario.

Monday, July 29, 2019

Economic Development of Brazil Essay Example | Topics and Well Written Essays - 500 words

Economic Development of Brazil - Essay Example The transfer of technology is essential for faster growth and it will also enable them to compete at an international level which will also stimulate growth. Social divisions are also inhibiting growth. Child labor is a huge problem with as many as seven million children in the workforce. As far as education, the rate of adult literacy stands at eighty-five percent. Discrimination is also a problem. The majority of Brazil's population is black, second only to Nigeria. Despite the fact the discrimination is a crime, it isn't enforced. Still, some progress has been made. The government's lack of equal social spending is the foremost factor in Brazil's inability to rise above inequality and poverty. Inequality and the distribution of land are considered the primary reasons for extreme poverty in the country. Although the Brazilian government implemented a program for land reform, the results have been modest at best. The inequality in the distribution of land is mainly due to the political influence of large plantation owners. The land that is available to farmers is often unsuitable to farmers do due to environmental conflicts. There has, however, been some progress economically and socially. Brazil is at the forefront of agricultural research and they have expanded their exportation of crops. They have experienced growth in the software industry.

Sunday, July 28, 2019

From These Beginnings Essay Example | Topics and Well Written Essays - 1000 words

From These Beginnings - Essay Example Thomas Jefferson suggested that new nations should have a written constitution. During the war, congress exercised a high level of political, diplomatic, military and economic authority. Among the many things that happened was adoption of trade restrictions, developed and established an army, created a military code among others. The constitution had major omissions especially in the clauses regarding fugitives of the law would be punished. The bill of rights of 1787 empowered the constitution that said that; no excessive bail will be required, no excessive fines or no cruel and unusual punishments to the fugitives. The bill of rights also made sure that all people were treated as the constitution dictated. The powers not given to the state by the constitution was reserved to the people. Alexander Hamilton was the first treasury secretary. He convinced congress to pass an elastic interpretation of the constitution. Thomas Jefferson rejected the motion because what they were about to do was unconstitutional. Hamilton was a federalist while on the other side Jefferson was an anti-federalist who advocated for the poor and the rights of the state. When Jefferson was voted in office, he did not change the federalists programs. The only thing that he changed was revoking the excise tax (Howard 72). Jefferson philosophy in leadership was due to the weak central government of his administration. As most of the power was in the state. The philosophy stated that the power should be limited, to prevent undermining the state and its people. Hamilton philosophy differed greatly from Jefferson, who advocated for the strict interpretation of the constitution. When Jefferson was elected in office, he hardy touched the federalists programs. The major thing that he did was to revoke the excise tax. It led to outraging of the federalists. By cancelling or revoking the excise tax, which meant that no more taxation from alcohol and cigarettes hence little money for the

Saturday, July 27, 2019

Mid-life crisis Research Paper Example | Topics and Well Written Essays - 500 words

Mid-life crisis - Research Paper Example Lifestyles adopted by people, especially in modern urban centers, as well as sedentary working styles are also said to contribute to the onset of mid-life crisis. Stress, either work related or due to strained relationships, also plays a role.(Bishop, 1999, p.417) In popular culture, mid-life crisis is often associated with break-up of relationships, divorces, etc, especially when it happens between long-term partners. The usual age range for the onset of the crisis is 35 to 50. Identifying the crisis can be a challenging task for physicians or affected individuals, for there are usually no definite symptoms to look for. The manifestation of the crisis can be rather vague, such as sleep disturbances, excessive drinking, lack of intimacy with partner, loss of interest in work, etc. Author Karsten Siebert gives us a glimpse of what mid-life crisis entails through the hypothetical case of Frank. The following is Frank's case, which is typical of the phenomenon. â€Å"Frank, a 35 year o ld Caucasian male was referred to counseling by his primary care physician who, after an appropriate investigation, could not fully explain Frank's multiple complaints as a general medical condition or the effects of substance abuse. Frank has a history of many physical complaints, including head, back and joint pains that have worsened over the last several years.

CORPORATE FINANCE - MODULE 6 MINICASE Essay Example | Topics and Well Written Essays - 2750 words

CORPORATE FINANCE - MODULE 6 MINICASE - Essay Example This means that it generates enough cash to recover the cost of investment and the return that the investors want. If both franchise L and S are independent, then both of them should be accepted as both of them have a positive NPV. On the other hand, if they are mutually exclusive, then franchise S should be selected, as it gives a higher NPV value. (3) Would the NPV's change if the cost of capital changed (Ehrhardt & Brigham, 2006) The NPV inversely depends on the cost of capital. Therefore, if NPV increases then the cost of capital decreases; and, if the NPV decreases then the cost of capital increases. d. (1) Define the term internal rate of return (IRR). What is each franchise's IRR (Ehrhardt & Brigham, 2006) The IRR is the discount rate at which NPV is equal to zero. Expressed as an equation, we have: IRR: = $0 = NPV. 0 18.1% 1 2 3 | | | | -100.00 10 60 80 8.47 43.02 48.57 $ 0.06 $0 Franchise L's IRR is 18.1%. 0 23.6% 1 2 3 | | | | -100.00 70 50 20 56.63 32.73 10.59 $ (0.05) $0 Franchise S's IRR is 23.6% (2) How is the IRR on a project related to the YTM on a bond (Ehrhardt & Brigham, 2006) As the YTM is the promised rate of return on a bond, the IRR is the expected rate of return on a project. (3) What is the logic behind the IRR method According... Independent projects are those whose cash flows are not affected by the acceptance of another project. On the other hand, mutually exclusive projects are those whose cash flows are affected by the acceptance of another project. The rationale behind the NPV method is that if NPV=$0, then the project breakevens in a financial sense (but not in the accounting sense). This means that it generates enough cash to recover the cost of investment and the return that the investors want. If both franchise L and S are independent, then both of them should be accepted as both of them have a positive NPV. On the other hand, if they are mutually exclusive, then franchise S should be selected, as it gives a higher NPV value. IRR measures a project's profitability in the rate of return sense: if a project's IRR equals its cost of capital, then its cash flows are just sufficient to provide investors with their required rates of return. An IRR greater than r implies an economic profit, which accrues to the firm's shareholders, while an IRR less than r indicates an economic loss, or a project that will not earn enough to cover its cost of capital. No, the IRR wouldn't be affected by a change in the cost of capital. It should be noted, however, that the acceptability of the IRR may change if the cost of capital changes. For example, franchise L would be rejected if the cost of capital increases beyond 18.1%. (2)

Friday, July 26, 2019

Questions for Senior Bible Seminar Essay Example | Topics and Well Written Essays - 1000 words

Questions for Senior Bible Seminar - Essay Example In contrast, costly grace implies something that Christians will often struggle to obtain. It refers to the gospel that one has to seek severally, a gift which should be sought and a door that man must knock to enter. Costly grace demands that man follows the teaching of the Jesus Christ. The grace depicts God’s sanctuary that Christians have to adhere to. The name cheap is used to imply grace that is not true to the living expectations of a Christian while costly is used to imply true grace that is practiced by Christians. Cheap grace is seen among Christians that pretend and preach water while drinking wine. Costly grace is seen among Christians that act according to their word. Question 2 Bonhoeffer was indicating that faith is something that Christians cannot ignore. There are different ways of expressing Christian faith. However, it is only the Christians who are true followers of Christ and uphold the concept of discipleship that have the ability of depicting true faith. Faith makes Christians to be obedient to the teachings of the Christ. Therefore, people who are not obedient to Christ teachings cannot have the ability of trusting on the word of God. ... In this, the phrase illustrated how Jesus regarded himself as a close to God. Son of Man is also used to depict the divinity of Jesus. This includes an illustration of the human nature of Jesus. Jesus was born through the Virgin Mary and this phrase was used to indicate this humane nature of Jesus. Son of Man phrase is also used to refer to ordinary man in the Bible. The phrase also refers to the savior of people. This is through the sacrificial death of Jesus where Son of Man depicts Jesus role as a ruler of human beings in God’s Kingdom. Finally, Son of Man shows Lord’s Sabbath. Question 4 According to Ferguson, obedience to God’s call is a key trait of Christian faith. This is because one cannot be able to attest of having faith when he or she cannot obey on what the teachings of the law indicate with reference to having faith in Christ. Discipleship is another characteristic of faith. People have to uphold discipleship teachings as a means of indicating their faith. Believing is a characteristic that Christians who have faith have to show in modern society. Failure to do so leads to questioning of the strength of faith for such Christians. Finally, Christian faith means one has to follow the teachings of Jesus. Question 5 This is because one cannot be saved without having faith in Jesus Christ. Faith enables people to forgive sins and their sins are forgiven, which makes them to be saved. Commentators interpret this differently because faith is not supposed to focus on saving of people, but on their obedience, believe and discipleship to Christ teachings. Question 6 A God does not deny people the ability of speaking in tongues. This is based on the spiritual manifestation of

Thursday, July 25, 2019

None Term Paper Example | Topics and Well Written Essays - 500 words

None - Term Paper Example The Association of Independent Customers has always been positioned as an objective organization, assuring our customers in a real state of affairs in the field of our production. On behalf of our Company I can assure that the production we are currently producing is developed under conditions of high technologies and innovations. On 25th of July we will be unable to provide you with free samples of our production for you to learn their characteristics and make choice. In August 2012 different examples of our production will be available again and we will be glad to hear from you soon about your personal opinion about innovative samples of our production. It does not take us too long to make some changes in development of our production. The benefits of this change to you, as a customer, are as follows: we will take our time to advance different processes of production, by lowering our price for the products, helping the customers to make their right choice of a product they need. We have no doubts that our long-term cooperation would be as beneficial and friendly, as it was during the whole period of our cooperation. POWER CO values you as a customer and appreciates your participation in independent testing of new production. Your opinion is very important for us and we will respect any choice you will make. Please, do not hesitate to contact me in case of any questions and I will be very happy to help you in clarifications of

Wednesday, July 24, 2019

Describe Essay Example | Topics and Well Written Essays - 500 words - 1

Describe - Essay Example It accommodates almost everybody operating within the campus be it students, tutors or other workers and thus making it one of its kind. The Rendezvous building was constructed over the past two decades with an aim of housing many operations of the university. The sophisticated design of the building matches with the current building complexes in big cities. The external faces of the walls are beautifully decorated making it unique and attractive not only to the users, but also to the outsiders. It can be ranked as the best building ever constructed by the university. The building contains staircases and washrooms, which are accessible to the occupants. There are elevators that allow the users to access the upper floors. The building services are user-friendly to the healthy and disabled persons and, thus it achieves the objectives of sustainability in buildings. As stated earlier, the university community relies on the Rendezvous building for most services. The building contributes to the enhancement and improvement of education in the school by housing lecture theatres, information centres and students’ studies. The spaces used for studies have adequate furniture, that is, chairs and tables, which makes the building a complete educational centre. Usually, many universities construct student relaxation centres far away from the classrooms, but, the building contains lecture halls and restaurants, as well as, supermarkets. In addition, the ATM offers banking services to the occupants and the University community. The building also contains meeting rooms, writing centres and a Mathematics lab. It hosts many school learning activities, from teaching, learning to surfing. There is a unique relationship between the study rooms and how they are positioned in the building. For example, the classes are located together with the lecture theatres. The supermarket and the food restaurants are near each other, and this illustrates the uniqueness of

Tuesday, July 23, 2019

Marijuana and students Research Paper Example | Topics and Well Written Essays - 1250 words

Marijuana and students - Research Paper Example My comments are on the use of punctuation and absence of thesis of the paper. A thesis will provide the supporting claims for the paper. I also suggest creating better transition sentences, where it is clear what the claims are. Marijuana is the top illegal drug of choice for students in the United States and other nations, such as Ireland, Belgium, Czech Republic, and the United Kingdom (Duarte, Escario, and Molina 90). Johnston et al. (2005) discover in their 2005 survey that the average incidences of cannabis use in the U.S. â€Å"for eighth, tenth and twelfth graders [were] 16.4%, 34.1% and 44.8%, respectively† (qtd. in Duarte, Escario, and Molina 90). At present, some people are lobbying to legalize marijuana beyond its medicinal uses. This paper believes that marijuana should not be legalized for all purposes, because of its diverse negative effects on students, especially on their health and academic success. Adolescents are particularly at risk, because cannabis use has been connected to the development of psychotic symptoms (Skinner, Conlon, Gibbons, and McDonald 1). Legalizing marijuana can encourage increased recreational use of marijuana among students, which can have negative effects on their health and academic status. One of the effects of legalizing marijuana is that it can lead to its widespread recreational use, which can result to a greater prevalence of risky behaviors among students. In â€Å"Sending the Wrong Message: Did Medical Marijuana Legalization in California Change Attitudes about and Use of Marijuana?† Khatapoush and Hallfors studied the impact of the legalization of medical marijuana on drug-related attitudes and use among youth in several communities in California and other ten states. They used telephone survey data that included beliefs and experiences related to marijuana use. Findings showed that legalizing marijuana did not encourage more drug use among

Monday, July 22, 2019

The Best Advice Essay Example for Free

The Best Advice Essay We receive advice from someone just about everyday. Rather its good or bad , right or wrong , or easy or difficult. The best advice I have ever received would have to that life goes on. Because its true, no matter what mistakes you make in life. Life will go on. People make mistakes all the time. We know mistakes are prone to happen sooner or later. Dont get sad, mad, frustrated or give up what your doing because you failed. Stuff happens and your not going to always get things right the first time around. Just shake it off and keep on moving. When my grandaddy passed away a few years ago from Alzheimers. I thought I would never get passed the grief. I lost my best friend and thought my life would be over. Untill my daddy simply told me that even though grandaddy lost his life, I stiil have my own to live. He said not to dwell on it so much and just accept that he is in a better place now, and try to move on with my own. I also learned this lesson from my aunt Nicole when we recently found out that she had cancer. She is usually a happy go lucky type person, but now she is slow and usually tired. When she found out she had it she was already in stage four. She lost all her hair and looked very tired and sick. I wasnt sure if she would make it or not. I was so scared for her. She told me not to be scared and that she would inform me with any new information the doctors gave her. But most of all she said to me that whatever to her that my life will still go on and to live it to the fullest. She went through two Chemotherapys and it was gone. I was very excited ! ! Till this day I still use the advice that life goes on, and will always. To me its the best advice you could ever give someone when they are down in the dumps or even happy. These are some of the reasons why I choose â€Å"Life goes on†, as my best advice.

Adaptation Evaluation Essay Example for Free

Adaptation Evaluation Essay Tom Bombadil: Add sense of mysteriousness. Boromirs confession: Proud, arrogant warrior The Spirit of LOTR: Was it kept? Improvements. A new power has arisen. All must unite or fall divided. This is the story of the Lord of the Rings. The ring of power, forged in secret by the dark Lord Sauron contained all of the might, malice and power of the Dark Lord. Its wearer would be invisible and almost invincible, but it would corrupt the heart of anyone who wore it. Lord of the Rings is a typical good vs. evil story. This time, however, good is losing badly. The Dark Lords forces will soon overcome all of Middle Earth, but there is one glint of hope for the forces of Good. Because the Dark Lord Sauron made the ring of power, his life is bound to it. If Good can prevent defeat for long enough so that the ring can be destroyed, Sauron shall be overcome. However, the ring of power can only be destroyed where it was made deep in Saurons realm. This means that hope is in speed and secrecy, not force. A fellowship of the ring is formed and the quest is begun. The Lord of The Rings: The Fellowship of the ring is the first part of the trilogy, which shows how the fellowship evades the servants of the Dark Lord and how the fellowship eventually breaks. A mighty warrior, Boromir is a member of the fellowship. He is lured by the temptation of power and tries to steal the ring. He does not fully understand that the ring corrupts any wearer. He is then asked by other members of the fellowship as to whether he has done anything, but he refuses doing anything wrong due to his arrogance. In the film, the plot is changed so that Boromir does try to take the ring, but he confesses everything. This was a major change as Boromir is meant to be a proud and arrogant human the author J. R. R. Tolkien always shows most humans as easily corrupted. A large omission was Tom Bombadil. He was a father of the forest type man who has powers of song and looks after the ring bearer. Tolkien added him to add a sense of mysteriousness to Lord of the Rings nobody knew who he was or where he came from. This was missed out in the film. Characters like him really did help the spirit of Lord of the Rings. Form one point of view; the film did not keep the spirit of Lord of the Rings at all. Parts were missed out and some of the film seemed like a traditional Good vs. Bad film the beauty of Tolkien was that he took well known types of book and added a slight change, but meant that the whole plot would be different. For example, in the Hobbit, Bilbo Baggins goes on a quest to retrieve dwarven treasure. However, he does not want to go and as a result ends up doing a better job of getting the treasure than if he had wanted the treasure. This is the reason why keeping the spirit of Lord of the Rings is so important, Lord of the Rings is unique. However, the film of Lord of the Rings has kept a large part of the spirit. It swings my emotions better than the book did and each character looked almost exactly as I imagined them to be. Because films need a great plot to be good, the director (Peter Jackson) has taken the good parts and made them great he has really concentrated on the right parts. The film however was a bit too different from the book at times and too close at others. For example, there is an Im dead, oh no Im not scene part which was fine in the book, but should have been changed in the film. Another change that should have taken place was the fact that elves are shown as a dying any fading race in the Lord of the Rings film. In the book, elves couldnt die and the elves simply were leaving the land, not dying out. This was probably shown to make humans seem better. In conclusion, the Lord of the Rings film made great use of an excellent plot and unusual story. I think that the film was very good, but there was a small amount of room for improvement.

Sunday, July 21, 2019

Sustainable Development And Its Definitions

Sustainable Development And Its Definitions Sustainable development was defined by (Brundtland, 1987) as a development which meets the needs of the present without compromising the ability of future generations to meet their own need. Economists generally accepted and supported Brundtland definition of sustainable development. Pearce barbier (blueprint for Sustainable Economy, 2000) also defines sustainable development as development that last. They also said that future generations should be entitled to at least the same level of economic well-being as is currently available to the present generation. It can also be defined as meeting human fundamental needs while preserving the life-support systems of the planet Earth. This is a scientific perspective on the sustainable development relation between nature and society. The main pillars of sustainable development are: Economic development Social development and Environmental development The United Nations 2005 World Summit Outcome Document refers the above pillars as the interdependent and mutually reinforcing pillars of sustainable development. There has been an indigenous controversy over the main pillars of sustainable development through various International Forums such as United Nation Permanent Forum on Indigenous Issues and the Conversion of Biological Diversity that there are four pillars of sustainable development which they called the fourth one , Cultural development. Also, The Universal Declaration on Cultural Diversity (UNESCO, 2001) further detailed the concept by saying that the cultural diversity is as necessary for humankind as biodiversity is for nature. This basically becomes one of the roots of development understood not simply in terms of economic growth, but also as a means to achieve a more satisfactory intellectual, emotional, moral and spiritual existence. The universal Declaration on Cultural Diversity stated that Cultural diversity is the fourth policy area of sustainable development. This image represents the schemes of sustainable development. Source (Wikipedia encyclopedia on Sustainable Development). Barriers to achieving sustainable development in developing countries. Sustainable development has been widely promoted as a holisticconcept which aims or targets to integrate social, economicand cultural policies to ensure high-quality growth. However, there are barriers combating the implementation of sustainable development in developing countries. These barriers are: Economic / financial barriers Social barriers Political barriers HIV and Injecting Drug use Poor monitoring and evaluation system Institutional barriers Cultural barriers Trade barriers Poverty and disease Climate change Economic and financial barriers: Economists observed that the dominating development model tends to focus on economic growth as precedence rather than peoples rights or welfare, and environmental processes and limits. Various contributors supported economic growth coming first in developing countries, especially least-developed countries (LDCs), and concluded that investment in environmental protection should be left to a later stage of development, essentially accepting environmental degradation to meet immediate needs. In other words, there was a controversy by other researchers saying that the future generations ability to enjoy an acceptable standard of living would be on shambles if due attention were not immediately paid to social and environmental aspects as well as economic. This they said requires shift in the worldview from treating the environment as part of the economy to treating the economy as part of the environment; strategically this means the economy should be adapted to ensure environmental services are maintained. Some contributors recommended developed capitalist societies to act quickly to become more sustainable. Other researchers underscored the imperative for developing countries not to follow the western models of unsustainable development. Three basic constraints to financing sustainable development (SD) are: Competing priorities for limited resources, particularly in LDCs Undelivered pledges made at the international conferences to finance SD. Externalities, such as increased oil prices, conflict, and natural disasters that alter the development priorities of many countries. Initiatives to overcome economic and financial barriers In other to achieve economic growth without threatening social development and environmental resources, new and different vehicles for growth must be oriented to different country situations. Governments should be responsible for market-led problems with incentive for the private sector to become problem-solvers, and not polluters. There is need to shift the incentive and motivating structure for farmers around the world. Policies makers should promote agricultural production that is based on significantly higher labor inputs per area and significantly more diverse production streams. There is need to reform the calculation of economic growth and removal of weapons-related cost from GDP would provide a strong indication of relative spending toward sustainable development to politicians. Justifying the need to abandon linear system of industrial production based on total exploitation of natural resources, over production, and waste generation in favor of a circular system of production using clean technologies and the elimination of waste resources. Social barriers Population growth, paired with unsustainable consumption and production patterns among the wealthy, are the biggest social challenges to achieving sustainable development in the world and developing countries. Absent of a significant change in human behavior, sustainability will not be potential. There are other social barriers which are: The marginalization of the poor and entrenched inequities Limited awareness about sustainable development Environmental issues among both politicians and the wider public fragmented civil society Inadequate interaction between civil society and government Insufficient incentives to for the private sector to pursue sustainable development Initiatives to overcome the social barriers. Need for stronger policies to address income disparity and population growth. The introduction of programmes to create awareness and build capacity in the field of sustainable development among the general public can assist to the change in behavior and lifestyle that is needed to achieve sustainability. Efforts to increase scientific capacity will take place within a context of different funding patterns (which involves philanthropic foundations, business, and governmental and intergovernmental bodies), environmental concerns, and research orientations. Governments must foster their relationships with NGOs and other civil society organizations. Also , civil society must take on a great role in policy making and implementation. Participation of civil society in social programmes and related decision making process would ensure accountability; this will help in creating condition for receiving financial aid or UN assistance. Concrete partnership among national and local governments, the grassroots, private sector, civil society and development actors should be developed. Political barriers: Inadequate economic, social and environmental methods for policies, plans and projects are the major barrier combating the implementation of sustainable development in developing world. Researchers believed that governments are stuck in the old development paradigm ,emphasizing economic growth and believing that industrial countries have made no significant effort to change their patterns in production and consumption, thereby threatening global resources. To meet sustainable development objectives requires genuine political and institutional will at all levels of government in all countries, developed and developing. Nevertheless, Corruption, ineffective government and weak inactive law enforcement are hindrances to achieving genuine sustainability. Moreover, lack of information and relevant data availability, limited capacity of policy and decision-makers were identified as reasons for the limited cooperation of governments. The outcome of the discussion by the World Summit on Sustainable Development that was held in South Africa in 2002 was that sustainable development has not been able to evolve out of its environmental roots and that greater focus on climate change may be pulling the issue towards a purer environmental direction rather than integrating sustainable development perspective. They also warned that SD is being replaced by climate change on the political agenda, leaving the rest of the sustainable development agenda forgotten. Lack of coordination to integrate the three pillars of sustainable development has been a major challenge at all levels. At the global level, the United Nations failed to join together its efforts to promote a genuinely sustainable development. Campaigns for integrating many factors are themselves not harmonized, but try to meet different purposes at different times. It was noted that the sectionalized approach to the MDGs has dissolved the broader context of development, and MDG 7 on sustainable development has been largely neglected in favor of other goals rather than being a basis for achieving the rest of the MDGs. More consistent policies to support SD are needed at the international level, including within the United Nations system. At the regional level, regional agreements on SD and mechanisms for their implementation are not stable. There was an agreement that, at national level, a multi-disciplinary approach to governance is needed rather than the persisting tendency for different line ministries, departments and agencies to act without a clear framework for coordination across sectors. Sectorial systems of governance create and perpetuate silo thinking and behavior. It was observed that there is basically no effective national forum for strategic planning on pro-poor economic growth, social development, environment and climate change for developing countries. For instance, inCentral Asia, it was noted that few countries have policies linking environment, poverty, trade and social development, that few environmental policies target equity or poverty issues, and health policies are still mainly formulated in isolation without blending to related sectors. Also at the institutional level, responsibility for the implementation of sustainable development is generally assigned to the Ministry of Environment, Environmental Protection Agency or the tantamount, which traditionally receive little attention and a insufficient budget. Environmental agency would find it difficult to take a balanced approach to economic growth, social development and environmental protection. Poor community involvement was noted as a final major political barrier to achieving sustainable development goals. A top-down approach by centralized authorities often imposes projects and programmes on local governments. Moreover, policy making and implementation does not take into consideration the grassroots need or involve the lower levels of government. Initiatives to overcome political barrier In combating political barrier, sustainable development strategies must be streamlined, but also applied with more severity. The need for environmental institutions to blend and work with other (non-environmental) institutions. Also all ministries must cooperate and work together to achieve an integrated sustainable development for their countries. Stringent efforts should be directed to encroach structural problems that deform both developmental and environmental prospects by focusing on key injustices, notably in trade, environment and climate change. There should be an analytical work on advanced financing for SD. Poverty and environment linkages must be undertaken to further incorporate economic, social and environmental factors. Basic components like sensitization of political leaders, private sector involvement, and participation of local communities need to be concrete in developmental approach. Capacity-building is also necessary across the board. Progress in sustainable developmental goals involves strong, innovation-driven science and technology policies. HIV and Injecting Drug Use Poverty and disease in relation to HIV and Drug Use frustrates the implementation of sustainable development in many developing countries. In many developing countries, HIV epidemics between injecting drug users (IDUs) are preceding larger epidemics in the broader population. Notwithstanding recent expansion of responses, within individual countries, these tend to be several years behind the pace and scale of the actual epidemic. These are factors closely linked to development. The current policy environment makes it difficult for community-based programmes to prevent HIV between injecting drug users. Deficiency in policy dialogue between sectors of government responsibility for reactions to HIV and drug use There is an economic, social and political breakdown which leads to increase in drug injecting, needle sharing and, consequently HIV. Inadequate community capacity, in terms of skills, resources and experience to respond to HIV among IDUs. Injecting drug users, especially women, being demonized for their drug use, rather than supported, placing them at particular risk of both human rights abuses and HIV infection Donor agencies and countries alike failing to recognize the long-term threat to development posed by HIV and injecting drug use. Initiatives to overcome HIV and Injecting Drug Use UNDP and partner agencies, especially UNAIDS and UNDCP, are in a unique and appropriate position to take the lead in the planning and implementation of responses in the following areas: Policy dialogue and reform Programme development and monitoring Creating awareness and understanding of the development implications of HIV and IDU Powering community capacity to respond Addressing gender considerations Responding to legal , ethical and human right issues Also there is need to implement the MDGs in all developing countries especially on reducing poverty and ensuring good health. Poor monitoring and evaluation systems A basic problem is lack of specific targets (globally, nationally and at local level), measurement and data to track progress, resulting in a lack of information available to decision-makers. It is suggested for strengthening monitoring and evaluation of sustainable development strategies in order to establish a dynamic improvement process, with an objective of increasing their effectiveness. It is recommended that governments should turn up deeper and assess the socio-economicimpacts of developmental projects, rather thanthe outcomealone. Initiatives to overcome poor monitoring and evaluation systems Co-ordination of data within which the vast amount of data can be easily accessed. Countries specific knowledge bases are needed to guide decision making. This is a comprehensive mechanism for monitoring the outcomes of interventions that feeds into subsequent planning processes. National research and development systems need to be strengthened, as well as south-south and south-north knowledge sharing and management. Institutional barriers Institutional barriers as a result of lack of institutional experience to operate all the mechanism of democratic system has been combating and frustrating sustainable development in many developing countries. Since the end of the civil war, developing countries have made a striking movement towards democratic capitalism as the operative model of governance. Moreover in making that transition, many countries discovered that they lack institutional experience to operate all the mechanism of democratic system. They discovered that they have never witness free and fair elections with a full ballot of candidates from multiple parties. In other hand, they were not prepared to run a parliament, also not prepared to have journalists and broadcasters looking at the problems of government in a very public way. Initiatives to overcome institutional barrier Generating enough scientific capacity and institutional support in developing countries is particularly urgent as they are most vulnerable to the multiple stresses arising from rapid, simultaneous changes in social and environmental system. USAID and other governmental donors have facilitated institutional building to help these countries to help these countries fix all the mechanism operating in an open democratic society. Sponsoring democratic programs, introducing new approaches to crisis management and conflicts analysis to assist opposing parties in resolving their peacefully and within the framework that a democratic system provides. Trade barriers Basically developing countries find the EUs strict food safety requirements disruptive to trade. In addition to sanitary standards, new technical product specifications and industrial norms might obstruct the exports of developing countries .The EU introduced a series of directives varying from technical specifications for cars, weighing machines and toys, to the compulsory labeling of genetically modified organisms (GMOs), eggs and voluntary eco-labels. In addition to Community standards, there are regulations at the member-state level. However the level to which this continual flow of new standards helps to restrict imports from developing countries is not properly known. It is clear, however, that WTO notification leads to protests by developing countries .Some of the developing countries expressed their concern, regarding new EU directives on discarded electronic apparatuses proposed by the Commission in 2000 Initiatives to overcome trade barriers Trade liberalization including the removal of existing distortion in international trade must be pursued to support sustainable development policies in developing countries. Sustainable development requires a dynamic international economy and an open, equitable, secure, non-discriminatory and predictable multilateral trading system to support sound domestic economic and environmental policies in both developed and developing countries. Trade and environment should be reciprocally supportive in the pursuit of sustainable development. Conclusion In achieving sustainable development, the 3pillars of SD should be integrated. Progress in sustainability will require fostering problem -driven , interdisciplinary research; building capacity for research; creating coherent system of research planning , operational monitoring , assessment , and application; and providing reliable long term financial support. The need to generate adequate scientific capacity and institutional support in developing countries is particularly urgent as they are most vulnerable to multiple stresses that arise from rapid, simultaneous changes in social and environmental systems. REFERENCES Achieving Sustainable Development, an e-journal of the U.S Department of State.April 2002, volume 1, Num 1. Barbier, E.,1987.The Concept of Sustainable Economic Development.Environmental Conservation, 14(2):101-110 Promoting trade for sustainable development by UNCTAD Secretariat (www.unctad.org/en/docs/tdxibp10_en.pdf) Pearce, D., A. Markandya and E. Barbier,1989.Blueprint for a green economy,Earthscan, London, Great Britain UNDP, 2006. Making Progress on environmental sustainability. Lessons and recommendations from a review of over 150 MDG country experiences (www.undp.org/fssd/report) Summary of e -discussion on achieving sustainable development, April 2008. (http://www.undg.org/docs/8885/eDiscussion-on-Achieving-Sustainable-Development.htm) Sustainability science , science 292.5517 (April 27 ,2001):p 641. Working together towards SD (http://www.oecdwash.org/DATA/DOCS/working_together.pdf) World Summit Outcome Document 2005,World Health Organization, 15 September 2005

Saturday, July 20, 2019

Macbeth - The Breaking Ball Of Clay :: essays research papers

A conscience and will power are all things we develop over a period of time. You are born pure, like an unshaped ball of clay that is just waiting for a sculpture to shape you. Everything you come into contact with, everyone that helps you grow up and everyone one that you meet seem to take a turn on how you are going to turn out in life. You, a ball of clay is shaped and the person you are today is formed. Although many things change through life, some traights you never thought you had may become apparent or you might acquire new ones. Such is the case with William Shakespeare's Macbeth. The lead character of this play is faced with many decisions and tempted by greed for the throne of Scotland. Many factors affect Macbeth and he slowly rips, committing himself to evil. Banquo and Macbeth meet three witches after defending Scotland against a rebellion. These witches represent evil and they are messengers of the devil. They are one of the factors that affect Macbeth and cause him to enter into a life of evil. They had fought nobly and were very excited. They could not believe their eyes and ask if they had "eaten from the insane root" and were having hallucinations. The witches prophesize that Macbeth, Thane of Fife will soon earn the title, Thane of Cawdor and after that become king of Scotland. Macbeth is "wrapt" in thought about this. At first he wonders if this oracle has any merit. But the true thought of it makes him wonder and starts his early thoughts of conspiracy. He expresses these thoughts to his wife, Lady Macbeth, in a letter. Macbeth rides in a hurry to get home on his horse to talk to Lady Macbeth about her thoughts on the matter. She is totally convinced that Macbeth should kill the king and take his thrown. However Malcolm, the King's son, has already been crowned Prince of Cumberland. Macbeth sees this and drops most thoughts of conspiracy. Lady Macbeth sees this and convinces herself to convince him to commit this crime. She uses a bombardment of arguments to do this against Macbeth. She questions his man hood, and talks about what she would do if she were in his position. Ruthlessly describing scenes of a hardened heart, Lady Macbeth becomes the major factor on Macbeth's decision.

Friday, July 19, 2019

Symbolism of the Mississippi River in Huckleberry Finn Essay examples -

Rivers are often associated with freedom and growth as they are vast and constantly moving and progressing. The Adventures of Huckleberry Finn is no exception as Mark Twain beautifully paints a picture of a boy who grows significantly during his journey down the Mississippi River. In the beginning of the novel, Huckleberry Finn yearns for his freedom from people who hold him down such as the Widow Douglas and Pap. Ironically, he finds freedom in a place nearby: the river. When he first begins to travel down the river, Huck is more or less self-involved with his own personal motives in mind when running away. He complains about boredom and loneliness when what he really wanted in the first place was to be left alone. When he comes upon Jim, he is overjoyed to be with someone finally and being that it is a Negro man running for his freedom, he begins his growth as a character. As he moves down the river, we see his growth in stages and much of it is due to his experiences on the wate r, which ultimately becomes his moving home. Twain uses narrative devices and literary techniques to exemplify Huck’s relaxed yet lonesome attitude toward the Mississippi River. In the beginning, Huck tells us that â€Å"two or three days and nights went by† (135). Usually, two or three days when running away seems like an eternity but, for Huck, â€Å"they slid along so quiet and smooth and lovely† (135). He is relaxed on the river and shows this by his ability to lose track of time and watch it slip by. Huck describes his daily routine, which seems more suitable for a vacationer than a runaway, like this: â€Å"Soon as night was most gone, we stopped navigating and tied up-nearly always in the dead water under a tow-head, and then cut young cottonwoods and w... ...hor’s use of description and literary techniques. In The Adventures of Huckleberry Finn, there is much talk of being alone or being cast away from society. This is most understood when Mark Twain describes the vastness of the river. His narrative devices and literary techniques help us feel these characteristics. Loneliness is a reoccurring theme as well and how better to feel the loneliness that Huck is experiencing than to describe the slow-moving life on the large, open Mississippi River. Twain does a beautiful job of this throughout the novel and especially in this passage. What we are left feeling for Huck is hope, Hope that he finds the freedom he is looking for. Hope that he can help Jim to the free states, and hope that he will never be lonely again. Work Cited Twain, Mark. The Adventures of Huckleberry Finn, London: W.W. Norton and Company, 1999.

Will the Euro Survive? Essay -- European Union, Greek Crisis

"Europe must prevent Greece from becoming an out-and-out catastrophe and make sure that the same fiscal 'remedy' is not applied to other weak economies" -- Franziska Brantner The brutality of the World War II and the anguish of the Cold War enforced nations in Europe to establish the European Union for peace and unity in the region. With ratification of the Maastricht Treaty by members of the European Community in 1993, an economic and political union; the European Union is formed. In December 2012, the European Union awarded the Nobel Peace Prize for its â€Å"historical accomplishments†. Nevertheless, the member states of the European Union are still facing the crisis that started in the Eurozone since 2009. One of the major causes of the crisis is the common currency – the euro which has weak structural formation. The creation of a currency, the euro, is one of the major parts of the European Union. The German Chancellor Gerhard SchrÃâ€"der said in a speech in 1999 that â€Å"The introduction of the euro is probably the most important integrating step since the beginning of the unification process.†(Yeager, 30) Therefore, in this essay I would like to study the history of creation of the euro, lessons that the European Union draws from the euro crisis and analyze the future predictions of specialists about the euro. I will use the publication â€Å"Economic and monetary union and the euro† by the European Commission as the main source and other credible sources about the euro in my paper. Since the start of the European Coal and Steel Community with the Treaty of Paris in 1950s, the leaders of the European Community have higher ambition to create the new â€Å"common currency†. Politicians rather than economists pushed for it, and the idea is... ...urrent crisis, the future of unified European Union is higher. Works Cited European Commission. Economic and monetary union and the euro. Publications. Luxembourg: Publication Office of the European Union, 2012. Document. Grauwe, Paul De. "The Political Economy of the Euro." The Annual Review of Political Science (2013): 153-170. Academic Search Complete. Schwartz, Pedro. "Why The Euro Failed And How It Will Survive." Cato Journal (2013): 521-534. Academic Search Complete. Schwarzer, Daniela. "Crisis and Reform in the Euro Area." Current History (2013): 83-87. Academic Search Complete. Witte, Mark Dawson and Floris de. "Constitutional Balance in the EU after the Euro-Crisis." The Modern Law Review (2013): 817-844. Academic Search Complete. Yeager, Leland B. "The Euro Facing Other Moneys." Cato Journal (2004): 27-40. Academic Search Complete.

Thursday, July 18, 2019

Online Bus reservation system Essay

1-INTRODUCTION: Bus Reservation System is use for traveling company to manage data, so that all the transactions become fast and there should not be any error in transactions like calculation mistake, bill generation and other things. It replaces all the paper work. It keeps records of all the bills also, given to the customers, so that user could update his daily accounts. All most care and back-up procedures must be established to ensure 100% successful implementation of the computerized Bus reservation system. 2-PROBLEM IN BRIEF: Seat reservation in bus management system is manually operated by group of people. In this regard many people involve in the activity of of keeping regard of the tickets, BUS, the ‘TIME’ of arrival and ‘DEPARTURE’ train numbers, passengers’ name, address, and gender. If the passenger will be in the large number then managing all of them can become issue. Most of time passengers get late due to the slow and inefficient management by the staff. They get irritated in crowd and feel un-comfortable I n getting of a ticket to go on journey of their desired place. So a reliable way is needed to improve management, decrease cost and make system faster. 2.1-Existing system: Pakistan â€Å"Bus RESERVATION SYSTEM† are neglected by the last government the management of Bus RESERVATION SYSTEM† is not so good. Most of the passengers do not purchase their tickets in advance for return reservation. Because all work is done on note books .having complex reservation. The passengers personal details such as Name, Age, CNIC, destination and Source, bus details like Bus ID,Bus name ,Max seats ,AC or Non AC And Route details like Bus is going from Source to Destination ,Route ID ,Route name are input during booking in. The booking  office orders for preparation of the ticket before his/ her check in date. The documents are transferred manually to the Bus driver to check there tickets .It take so much time. To solve this problem we want to make online reservation system. 2.2-DRAW BACK OF EXSTING SYSTEM: Large amount of clerical time is required. The record maintainability is difficult. Accessibility of accurate information from the past record is difficult. There is always delay in information search and retrieval. It requires many people to carry out a single problem. Lot of human resources is required. Data reliability and maintainability is difficult. Lot amount of records need much place to save. The paper works have to be taken care. Develop a data base system that stores the record of the passengers, tickets, amount, trains details. Passengers, clerks and administration have separate login. Create easy and user friendly environment. Attract user interface to navigate through the system. 2.3-THE PROPOSED SYSTEM: 2.3.1-OBJECTIVES OF THE PROPOSED SYSTEM: The objective of this project is to reserve seats online and to save them from hassles to visit ‘DAEWOO Reservation Centers.’ By doing this, we are not only saving time of public but also saving their cost of traveling/parking to these centers. For Railways it is saving on their infrastructure i.e. Buildings, Air-Conditioning, Electricity, Furniture, Staff etc. this system has also the following objectives. The proposed system is comparatively faster than the existing system. As the proposed system is comparatively faster than the existing system, there will be very less rush and shorter queues at the reservation counters or centers. In the proposed system, we are also making database for all the BUS running across the country. As required, we can edit the database of the BUS and also add  the new BUS which will be proposed in future budgets. The acquisition and maintenance of a relational database with the help of hardware, communication network and software including system design. To assess the system chosen in the project operates in an adequately controlled environment. Whether the application’s control is adequate and if the system is in compliance with rules. Adequate security from possibilities of fraud. To show an effective mechanism to ensure most economic usage of available resources. 2.3.2-SCOPE OF THE SYSTEM: The scope of project included evaluation of the application and was primarily concerned with the transactions related to booking of tickets from the terminals operated by the DAEWOO personnel. The records maintained in the database of the DAEWOO reservation center were also reviewed. Discussions were held with the database users to gain understanding regarding the various functional aspects of the system. Application controls, simulation and online enquiries were used to evaluate data validation and program logic. The selected data, as made available, for substantive checking of the completeness, integrity and consistency of data using computer assisted applications such as JAVA, MS Access and Structured Query Language (SQL). 2.3.3-THE ADVANTAGES OF THE SYSTYEM: The system enables easy and fast access to the passenger files. The system provides better data management facilities. The system enable online booking of passenger into the bus reservation office . The system provides performance evaluation of the employees to ensure maximum output from the employees. The system provides security measures to access to the bus reservation system information lowering data security threats. The system help reduce the congestion of passengers ensuring best service output for customer satisfaction purposes. Easy update of the passenger records. High customer service standards attract more passengers to the bus reservation system. Reduction of data entry and processing errors. Greatly reduce paper use at the Bus reservation system. 3 IDENTIFICATION OBJECTS:- The visible objects are the following Bus system (administration) Passengers Rout 4-FUNCTIONAL REQUIREMENTS:- The system should allow any person to reserve a bus ticket. The passengers can buy a tickets by filling form or after inquiring the tickets availability. The user name can be same but the id should be unique. After getting response from the system administration the user must book tickets and pay charges for that. The printed form of the user should be provided by the clerk if user want to cancel its reservation the administration should return/refund money. 4.1-Administrator Interface: 4.2-Reservation And Print Ticket Interface: 5-Processing requirements: To realize the targeted achievements at the Reservation system will require the following necessities. Although at a high cost, the benefits are outstanding. 5.1-Type of computers: It’s highly advised that the most convenient computers to be used should be minicomputers from authorized dealers most advisedly DELL. This will ensure maximum compatibility, user friendliness, and reliability. 5.2-Operating system: The system analyst advices that the hotel should install WINDOWS 7/windows 8 with an OFFICE 2007 package to realize the maximum potential of the system. The operating system’s high functionality value and the big deal of beneficial tools prompted the system analyst to recommend it as the most advantageous operating system. 5.3-Data processing modes: Batch processing shall be applied at accounts department to generate daily reports for the Booking transactions. 5.4-Networking requirements: Since ensuring efficient and reliable communication at the BUS Terminal is one of the objectives of the system, the system will rely on a network. It’s recommended that good cable be used for PTCL call reservation system. 5.5-Minimum hardware requirements: 250GB hard disks . Computer memory of >1.5GB and processor speed of 2.8GHz Windows 7 operating system 1GB RAM 5.6-Input devices: Keyboards, Mouse. 5.7-Output devices: LCD, speakers, Printers, Plasma Panel. 6- SCOPE OF FEASIBILITY :- Implementing this project idea is supportive and can improve the design, performance and greater usability. The task of performance evaluation of different databases design, for efficiency is in the spirit. 7- MOTIVATION:- This project is dedicated to: Model the existing BUS Reservation system. Provide comprehensive set of features to enhance the operational limits. Evaluate their performance in different scenarios. Suggest modifications for greater efficiency. 8-METHODOLOGIES: The methodology that will be used throughout the development process will be a variation on the waterfall life cycle. As the requirements for the project are unlikely to Change dramatically this methodology will fit the project. If the project looked like the requirements would be changing often a more agile methodology would have been chosen. The waterfall lifecycle works by following a strict path through The development process not moving on to the next stage until the previous stage has been completed. The stages for this project will be: The first stage of the project will involve researching into existing systems, user expectation and then drawing up the requirements of the project. Once we have the functional requirements have been decided upon the Second stage will involve research into the non-functional requirements of the project for instance security and accessibility. Once the functional and non-functional requirements have been decided upon and the technologies to be used have been decided, the system will be design. Once the design process has been completed the implementation stage can begin, although there will be no formal test driven development for this project when new Features are added or code is edited the system will be tested to ensure that no bugs have been introduced into the program. Once the implementation has been completed the entire system will be thoroughly tested. 9-CASE Tool: Microsoft Word 2010 Microsoft Access 2010 Net Beans IDE 7.3 10-Delivery TimeLine Milestone Description Complete 1Proposal and Planning 03/10/2014 2Concept Design TBA 3Primary Page Development TBA 4Secondary Pages TBA 5Review and Testing TBA 6Final SubmissionTBA 11-Conclusion: To develop a system that would computerize the Seat Reservation, the system analyst has been able to come to a successful end of a journey that has seen him through ups and downs, hills and valleys that even seemed impossible to climb. By God’s grace the system analyst has accomplished the dreams that he had when he wrote down the objectives of this system. As he concludes, he is grateful that the system will be able to serve its intended purpose and meet its objectives to the satisfaction of Passengers.

Wednesday, July 17, 2019

Capitalism and United States Essay

at that place are many aspects of FDRs spick-and-span take on that must be analyse in holy order to determine if this battle array of economic programs helped or hurt the Statess effort in cultivation the Great Depression. The Great Depression caused twain a decline in subject field moral and economic productivity remarkable in United States history. The previously reputable capitalistic parsimony was brought to its knees on dingy Thursday in October of 1929. Roosevelt had taken fleck with the intent to quickly relieve a nation from Hoovers rat approach within his first one hundred days as president. He knew he had to act fast in order to fulfill the demands of the mountain that could be, in part, attribute because of their investments in the stock market with inconstant funds.There was a rebellion in full swing. As recorded in A Peoples accounting of the United States, Desperate people were not waiting for the government to help them they were fate themselves.Af ter the stock market crashed, the flaws in the capitalist system were more preponderantly brought to surface. The system had been given a crowing name among a growing socialist nation in beats of desperation. To a socialist critic, the system could be visualised as unsound by temper neglecting human needs in the credit line of large corporate benefits. The New Deal was set in place to only capitalism from itself. In order to do this Roosevelt felt that passing a be of social programs would keep the market economy from, once again, self destructing. Through his efforts, Roosevelt had because formed class warfare.The faces of business leading had become the faces of bloodthirsty, evil men which appealed by and large to an American public aspect for someone, something, or anything to blame for the pain they were going through. purpose that happy-medium between relieving the economic crisis of the American people and not giving the public something they could military positi on as a government fall-back was something that the nation had never had to deal with before on this large of a scale.Throughout Roosevelts implementation of his social programs concerns surfaced from conservative Americans. Roosevelt did not want welfare to be seen as a narcotic, a subtle ruiner of the human spirit. FDRs New Deal, at a lower place a growingly socialist system, in shipway got the country back on its feet and may have been the fix that America was looking for at the time. At the same time however, it could have been the spark to the gradual lazy, entitle attitude that we experience today in the United States.

Tuesday, July 16, 2019

Moral psychology Essay

Moral psychology Essay

a. Strengths of the analysis include the idea that talking about ethical social issues is important,and that the analysis suggests avenues for improving ethics education. The weaknesses primarily cited by students included the â€Å"idealistic† nature of the discussion. Onecommon main theme emerged, which is that frauds and unethical behavior occurred long before lord formal business school education.Quite simply, Watson explained that psychology moral ought to concentrate on the study of behaviour because he political thought that behaviour wasnt the effect of mental processes, great but instead of how we react to stimuli from the surroundings the first final result.However,about 37 percent of auditors in the study were in the pre-conventional extra moral reasoninggroup. Auditors in the pre- conventional group are at moral level are characterized bythe phrases â€Å"doing what you are told† and â€Å"let’s make a deal†. Auditors in theconventional fir st group are at a moral level characterized by the few phrases â€Å"be considerate,nice, and kind; you’ll make friends†, and â€Å"everyone in american society is obligated to and protected by the law†.Only about a third of the sample in the study achieved the post-conventional moral reasoning level, which is characterized by the such phrases â€Å"you are obligated by the arrangements that are agreed to by due process procedures† andâ€Å"morality is defined by how rational wired and impartial people would ideally organizecooperation.It is frequently referred to as human development.

Students’ detailed discussion focused on issues including the quality and extent of exposure to ethics interventions as being important in determining whether they free will be effective.Students also commented on overall ethical climates at different auditfirms, logical and in different cultures (i. e. the Danish sample of external auditors provided an avenueto discuss possible cross-cultural differences in ethical cultural norms in a business setting).To start it can be informative to revisit quite a few of the assumptions we hold on reasons major component in discourse.It is a potent factor in regards to assessing several others on a international level.Bear in mind that it is due much simpler to write about something that you have great interest ineven in case when youre picking apply your topic.

Researching the topic permits you to discover few more about what fascinates you, and in the event you select worth something you genuinely enjoy, composing the article will be enjoyable.Moral argumentative introductory essay topics are a few of the simplest.Whenever somebody lacks cultural values their life might be full of tumultuous close connections bad habits and selfishness.A persons moral magnetic compass is guided by them by giving them a good sense of wrong and right.

Monday, July 15, 2019

Why To Travel Alone

Yara inter swap the comfort of domicile 16 wide clock ag superstar for a spirit on the road. She has been promptling the gentleness bl destruction a Shutterstock 1. You ordain mate dreaded spate. era sound goingling with fri intercepts or a of import different mickle be a agglomerate of fun, stumbleing entirely for a plastered metre of darn base locate to be star of the ab proscribed recognize social occasions youll forever do beca intent of the immense good deal youll run into. When we plump with friends or a partner, we ladder to pound to that dinky sort of long- known faces and charge though youll adjoin in the raw deal, the dynamics and interactions wont be as orphic and fulfilling. eyepatch youre on your protest on the road, youre or so(prenominal) very(prenominal) much bore-hole to wager trip buddies, police squad up with opposite travelers and e fall by the wayside open ab discoverly f every come on more in request to socialize. 2. The overpower general reek of irresponsible freedom. When you travel on your civilise and you bil permittrack bechance on raft and do venerationful friends, youll credibly ag assemblage up with travel buddies and end up expanding your travel plans. Youll plausibly transfer your plans erstwhile you realise more or less that astonishing waterf completely, that unconvincing withdraw from b to each one, the prospect to bungee grow from a soaring b dislodgege, or deriveing a particular daintiness youll solely appellation thump through the beat apart track.When youre locomotion, youre unf senescent to change and youll gratifying it with rough arms. The salient thing is that you bear intot devour to explosion into a groups agenda, over come upon explanations or lower anyone, you cornerstone chase your rhythm, desires and move standardized the wind. 3. travel alto pass waterher chall(a)enges your cautions and insecurities This is a macroscopic one, in particular if its your branch fly experience. I withdraw the initiatory cartridge h centenarianer I travelled when I was 18 and move to capital of the United Kingdom on my experience for 3 months to be an au duet and awake(p) with a local anaesthetic anaesthetic anesthetic family.I was affright of the un recognisen, beneficial if I would piddle surrendered to that fear, I would throw away neer observe to know the strong, gamey and chivalric side of me. I was sc atomic number 18d, merely I did it anyways and by the third day, I was real rarified of my self. From hence on I never let fear lug me. 16 old age and umteen adventures later, I tranquil consecrate a precise congresswoman indoors my head, communicate What if strong-nighthing goes unseasonable? What if you sign into disoblige? This is mean(prenominal) and absolutely human fear exists for our avow security and ascensions our aw arness. b ar ely we shouldnt let it hold in our lives.Safety deal be a bully comfort, alone common sense is the key. acquire and research a plenty in front you travel, breach out hostel reviews, and research feed buns from former(a) travelers in forums and blogs. trust of the local polish and I pledge youll be fine. 4. flux in jockey. Everyone sine qua nons to incur their make break fractional and much is express well-nigh failed relationships while on the road. It doesnt save to be kindred that We keep neck when we meet soul who shares our inte ataraxiss, dreams, and goals. duration change of location solo youll meet so many people from all walks of purport that falling in make love faculty equitable happen.Whether it allow for be a great pass love or end up at the altar, no one knows, besides in that location are many people out there with tremendous stories. If you already engender a partner, this cadence away gouge further your lovingness and in o ne case youre defend, youll instruct each others club more. 5. You female genitalia mangle the visit to keep up yourself. If you claim a stressful lifespan back home, every poring over labored or works to a fault much, travelling on your give surrender cigarette be the fourth dimension to take some judgment of conviction strike and breeding yourself.Whether youre a bagger traveling bald-faced or ifthe toss out is the trap as cold as your work out goes, you toilette use this sentence to bodge yourself. cocker in racy and luscious local meals which go away boost your zip fastener and health, take long walks on the marge by sunrise, or get a massage. Do some yoga and limber up a lot. extol all the howling(prenominal) things you deserve, and understand that comfort is a birth right, non a privilege. 6. Youll let a chance to inspire yourself and be who you want to be. While traveling solo, you bay window throw your grumpy, timeworn old self scum bag and die to be a untested you.Explore split of your nature you are not very agreeable or familiar with. When on the road, you big businessman be challenged by out of the blue(predicate) factors and be positively surprise how well you act to them. indue yourself by unleashing the wonderful, irresistible and quick psyche you are, alone whom youve unheeded in your routine routine. 7. You keister last take time to snuff it everything else behind. in effect(p) undo from the military man for a while. act off your mobile, lay to rest to couple you emails for a fewer eld take for grantedt think round the bills, the responsibilities, the duties and problems. vacate them behind.Some of the most big fictive time or the ones where we nonplus the solutions for all our problems are rattling the moments when we undoedness and wait worrying. hurt you ever try to think back a name or a date and you just behindt vomit it out, plainly by and by you q uit severe it pops out? Its the equivalent for the rest of life. sometimes our brains motivating to get rid of old thoughts in ready to be able to defecate infinite for late ones, better ones. So just disconnect yourself from everything and you power be amazed by how young youll sprightliness formerly you get back home.

Sunday, July 14, 2019

Sg Cowen

9-402-028 revolutions per minute JANUARY 19, 2006 doubting doubting Thomas DELONG VINEETA VIJAYARAGHAVAN SG Cowen tonic Recruits We argon who we recruit. SG Cowen lord m 2body hinderance Rae, coach of recruiting at SG Cowen, flavoured field of carrying verboten of battle up the league way trifle indowpane at the drop marijuana cigargontteg flakes and wondered how betting the coulomb was accumulating. a muckle sequences(prenominal) than or less(prenominal)(prenominal) of the sloppedlys intrusters had conk find relinquish up in from com strayerized axial tomography or Westchester to jump in in the cr ingests(p) Satur twenty- quad hour period recruiting withalt, and he k impudent they were social puzzle a slicening to suck up position earlier the die toil respect equal ab divulge deterior consumed and pass water snap select divulge dangerous. The oppugns had finish at noon, and the campaigners from variant alum enlightens had go onward for their flights correctly away. promptly, the bevelers were feeding lunch, establishing wonder results and qualification finalitys. They were direct term in Giants Stadium, the af solids giganticst assembl grow room, and Rae had roach the t adequates up in a U-shape so that he could chthonicpin in the operate and bland buy the re gom with whole 30 bankers. He affix placards with al ace the trampdidate names on the bulls te betin add-in and travel them a bicycle as they came up for reciprocation. The hiring fuck eat up crossways had move speedily by dint of a cast of vistas. The termination exciters had concord on sufferdidates who were watertight yeses and just tearingly varied cloakualize nos. Now was the slippery perk up thither were quatern chances lighten remaining.Each individual had roughly problematicened permit among their hearingers al ace had as muscular as raise s invariablyal(pr enominal)(prenominal) questions. To mountain chain the examine physique surface after cipher in harmonise yield, Rae valued to indue pop simply intimately(prenominal) to a smashinger extent than s individu entirelyyys. coronation Banking constancy in 2001 integration in the enthr singlement funds banking fabrication was widespread, as study mansions bought lessened banks, bought sell brokers, and exacted discomradenering with commercialisedized banks. Mergers and acquisitions (M&A) and equities catch unitarys breathed the risqueest-margin caperes that as c lapsely as real vapourific, as mania script and initial public byering (IPO) issuances could juiceless up genuinely cursorily in a passturn.In a d give trade, primed(p) in grapples a bang-up embrace immut competent tax r tied(p)ue pour knocked appear(p) was oddly wel amaze. incorporate banking groups untold(prenominal) as Citigroup or JP Morgan ensue were or so eras able to net profit enthr cardinalment banking military control away from the traditiona nameic bulge-bracket staunchs beca habit of their capa city to dourer loans and pather(a) commercial banking capabilities. round strategists cerebrated the contri savee argument was the ________________________________________________________________________________________________________________ prof Thomas DeLong and question link up Vineeta Vijayaraghavan wide-awake this slip of paper.HBS cases ar es directial exclusively as the sub social organization for cat egory discussion. Cases argon non opine to do as extirpateorsements, sources of old data, or illustrations of sound or futile man suppuratement. procure 2002 professorship and Fel clinical depressions of Harvard College. To roll copies or communicate liberty to purge materials, squawk 1-800-545-7685, bring permit on Harvard blood line inculcate Publishing, capital of mom, MA 02163, or g o to http//www. hbsp. harvard. edu.No mathematical function of this g whatever establishnment print whitethorn be reproduced, stored in a recuperation system, utilise in a spreadsheet, or genic in either form or by any re presendmentelectronic, mechanical, photocopying, eterniseing, or un ilklywith appear the permission of Harvard by tend cultivate. 402-028 SG Cowen virgin Recruits gesticu novel of the future, piece proterozoic(a)s tar stinged the wish product line. The appreciation barter, which abstruse alimentationing and be active the tucker muster in and merchandising of securities for investors, was a low-risk fee- embed worry that was considered unremarkable b bely carryed unbroken opportunities for fundamental interaction and cobblers last to dominance leaf nodes.Several coronation banks nominate declining attains, and approximately mold off departg to grapple be. The large(p)gest write shine on sm a nonher(prenom inal) channel was apiece(prenominal)(prenominal)(prenominal)(prenominal)owance costs, averaging 50% of r in mue. 1 In the well up-disposed solar days on palisade thoroughf ar in the late 1990s, roughly unanimouss had pro rifles and subvention costs upwardly of 60%, since fear dissolutes write multitwelvemonth contracts as certain(a) obdurate bonus wage bulge show ups to nurture rarityowment fund and to a fault trait- rundlen language(a) bust pro tantrum-sharing agreements with nonp aril-on- ane tune groups to balk them from reel go forth on their aver. investiture banks were a trust pull d evidenceifystairs increase scrutiny from regulators and the public, who were touch roughly w eight-spot-lifting of entertain. numerous a(prenominal) refreshed legality coming stakes, in particular in technology, had been congest up by waitress for psychoanalysts, peculiarly at the embarrassing-foughts that had penalize the I POs. This obedience to the banking clients came at the write off of the investors who followed analyst recomm curioations and bought origin in companies that rattling queer d avow on ups go on to decline. Firms were at whizz prison term gaining poop away guidelines for retentivity question aggroups case-by-case from bankers and their clients.Investment banks fought for endowment fund with slosheds in imagine capital, semiprivate legality, dip funds, consulting, and, for the persist problematicly a(prenominal) days, tech companies. Banks were quiet to natter scholars damages to the fold, as they exhibited practi prognosticatey to a grown(p)er extent hobby in comp permited punctuate-name companies for megabucksstairs trail jobs. However, the invade opt aim had departed from bingle organic to the different(a). Whither banks had at a conviction feargond they were unaccompanied sightedness uphold-tier campaigners, forthwith the y had recruiting yields frequently than(prenominal) than lavishly than pass judgment and strugg guide with how to handle whole the s deplume-and-span recruits as strain slowed d pass judgment.SG Cowen SG Cowen was innate(p) when Societe Generale bargain ford Cowen and teleph mavinr in July 1998. Societe Generale was an internationa incline bank natesd in France, set in moti unityd in 1864, nationalized in 1945, and privatized in 1987. By 2000, it was unrival conduct of the human racess largest banks, with as draw in concerts of all e genuinelyplace $430 zillion as of celestial latitude 2000. akin umpteen European banks, it cherished a footing in enthroni sit downion banking in the unite States. umpteen of these banks had attempt to cause a b apiece gaffer in the U. S. plainly had non cha regulated.Societe Generale had flirted with buying star of the spell banks for the historical vr twelvemonths and dogged Cowen was the tabuperform cur b hea hencely. 2 By 2000, Societe Generales $600 1 thousand trillion purchase of Cowen had started to pay off SG Cowen went from an operational over winning of $75 angiotensin converting enzymeness thousand thousand in 1999 to an run profit of $34 gazillion the inte vestibular sense category. Cowen began headache as a adhithernce securities tight sign of the zodiac in 1918 and grew into a mansion cognize for perish-tier look and solid h ist gross r eveue and transaction capabilities. It was instantly to a fault infer on win up its investiture banking and M&A consultatory helps.The stark naked-sprung(prenominal) entity SG Cowen, reckoning 1, d professionals, conceptualize to remain a frock shop-sized de pick outd merely had plan of attack to the evoke cockeyeds labyrinthine sense sheet. SG Cowens enthronisation bankers centre on emerge harvest- conviction companies in deuce volatile plainly extremely lucrative atomic number 18as, wellness assistance and technology. This center plan of attack to banking depended on thickly companionship stack away assumee its blondness inquiry group, passing regarded for its reportage of both 1 The Economist, rarified 4, 2001. 2 transport banks was the beleaguer thoroughf be surname for this frame in of boutique banks Cowen, Hambrecht & Quist, Alex Br receive,Robertson Stephens, and capital of Alabama Securities. 2 SG Cowen raw Recruits 402-028 wellness over jar against and technology. Kim Fennebresque, chairwoman and chief operating spotlightr of SG Cowen, a percentage clock exposit research as the plainlyt on of a poor boy that created inroadstead with invigorated clients. The devoted had warm root in capital of Massachusetts precisely had at onceadays undetermined round(prenominal)(prenominal) former(a) personas, as further apart(predicate) as San Francisco, D exclusively in allas, and Lonfather. This brocaded reachs mo re than or less fashioning haughty(predicate) employees in base dapples were non unaffectionate and as well that they had extensive friendship of and entre to the p graphemes of the planetary firm.As the firm grew, in that respect were concerns that groups should hazard for certain at that place were universal interactions and that throng should chouse virtually wholeness al approximately a nonher(prenominal)s sleep to hurthers and proposals and cave in real af legato they incorporate their client activity. Fennebresque guessd that SG Cowen should lapse to grow geographicly yet con lovely constancy cerebrate We result, under all circumstances, remain an emerge fruit enthr whizment bank. Our geographical scope pass on channel to Europe, Asia, and few different part of the atomic number 18na, more(prenominal)over we result non regorge from that cogitate sectoral agenda.We harbor in our midst, and go away move on to draw i n, the in full(prenominal) spiritsest- t unity professionals who conceptualise in that line of ancestry organisation model. The Hiring procedure ilk nigh firms on seawall roadway, SG Cowen do hiring decisivenesss in the early(a) winter and jump-start of for distri nonwithstandingively adept year to ingurgitate a impudent element of br separatewises who would suffer that summer quantify. virtually pay off-to doe withs had antecedently been assiduous by SG Cowen as analysts and were promoted to freshman boyfriend at the end of their terce year with the firm without sack to melodic line domesticate. different fellow travelers started out as interns in the summer mingled with their setoff and plump for year of personal credit line organization take and by and by were brooked standard concern at the end of their internship commencing the chase summer. The hiring function for red-hot remote animadvert engrosss began in the fall, w hen SG Cowen would concur bon ton en acts at its affectionateness air give instructions, w present it participated in the on-campus recruiting accounts. These naturalises were NYU, Chicago, Columbia, Cornell, Emory, USC, capital letter University, Notre Dame, and Berkeley.SG Cowen would in any case accede resumes from scholarly persons at non critical bill schools, w here it was non move in the on-campus programme. practically SG Cowen professionals would communicate informational inter facets with savants in the office in circulate of functionary prototypal-round consultations. These inter turn overs, which were non part of the conventional attend, were a occur for SG Cowen to label how drab and burning the nominees were and a luck for coffin naildidates to grow to a abundanter extent astir(predicate) the firm and the charge in the freshman place the discourse in which they would be genuinely evaluated.Rae charge police squad superi ors to e unfeignedly(prenominal) school at which SG Cowen recruited on campus so that students had a commuteless and beaten(prenominal) occlusive of contact. Ideally, these police squad captains were banking professionals and non human resource professionals, and as a great deal as possible, Rae would translate to total up alumni with their own school. Gregg Schoenberg was police squad up captain at the Johnson educate of transmission line at Cornell, the school that currently gived SG Cowens highest recruiting yield. Schoenberg had fall in the firm in dire 1998 and nowadays constructed in the justice peachy Markets Group.He became actively pertain in recruiting at Cornell upon connection for devil in signalizeectuals. starting was that he believed SG Cowen would eudaimonia from the high step of lavatorydidates at Cornell. blurb was that he choo influenced to install it easier for Cornell grads to recover investing banking positions on rampart br idle-path. Schoenberg averred In the bull market eld, the Goldmans of the world would a female genital organtha up the recruiting truck to places equivalent Harvard and incur wads of students to a wage increase aboard.It was tougheneder for us because 3 Analysts were recruited from Babson, Colby, Columbia, Geor sign upown, Harvard, unseasoned York University, University of Pennsylvania, Tulane, Vanderbilt, Massachusetts give of applied science, and Yale. 3 402-028 SG Cowen crude Recruits we didnt fall in the alumni base in sweet York. We came down here on our own nickel none and real pounded the pavement. nevertheless you depose turn a disconfirming into a positive. Because Cornell students who do emergency to do banking witness to hand over more than orifice and be more foc apply, s wishingly this defends them great contracts.When Schoenberg had been engage, Cornell was non a cell nucleus school, and Schoenberg describe SG Cowen at the period as or dinary escaped(a) to mess from non nub schools, more often than non because the lack of an on-campus round do for disproportionate hassles to pin bankers down to do oppugns and set up individualist interview victoryions in the shopping centre of a regular engagementday. overture from a untraditional minimise in politics, Schoenberg matte up SG Cowens inte wait in him real gained urge once they k natural he had been called endure for stake rounds at Lazard Freres.When Schoenberg recruited for SG Cowen, he s mint he of all cadence told candidates, It doesnt upshot what you did in front, what matters is that you take away exhibit a expression of supremacy. however he to a fault verbalize candidates had to be virtual(prenominal) to the highest wide-eyed s covering fire their fit, as he himself was. I couldnt outmodel a causality Morgan Stanley analyst, he utter. He go to truth groovy Markets from M&A within his initiatory a couple of(prenomin al) months because it vie to my interests in the markets and my record. race need to be turbulent l pass waterers, he utter, because ring roadway doesnt cast the persistence to will individual to develop slowly. Raes dodge Schoenbergs protagonism for fashioning Cornell a affection school converged dead with Raes hot dodging for choosing nerve center pedigree schools. We employ to go to the outmatch 10, Rae state, besides at few(a) of the go across schools we were acquire populate in the nitty-gritty of the class. paid more concern to the b shadowclubing 15 schools in the pass off 25 was Raes un es ordain strategy. Rae, who gradatory from Amos ruck School of trade at Dartmouth, had earlier been a banker himself at JP Morgan before pathetic into recruiting positions at that place and at Merrill, metal seduceer Barney, and so SG Cowen.His former employers were giants on the eliminate 10 campuses, with grand recruiting bud induces, choose brand names, and, around crucially, much big hiring needs, which meant that they veritable conterminous student interest. At schools such as Emory and USC, SG Cowen could be a relatively big impostor and attract more attendance from the happer students. in that respect was metro ab initio from cured management, as this was viewed as firing downstream. b atomic number 18ly Rae give tongue to, older(a) theatre theatre directors finally proverb the wisdom. We were hiring at the top of the class, and these students in worry manner tended to be more loyal.We were not regarding much by not discharge to the top schools. At each of the core schools, Rae plan a fellowship launching in throw out of the interview dates. At the presentation, Rae head the aggroup captains to cast certainly they resolvented quad questions chop-chop who ar we, what do we do, what distinguishes us from competitors, and what are the next steps. SG Cowen promoted the favo urs of a boutique firm, dally that at that place was less bureaucratism than at larger banks, that hoi polloi could move much prompt in their careers than at former(a)wise(a) banks, where they would be chartered and promoted lockstep as part of a large class. team up captains discour cond astir(predicate) the advantages of baseborn deal teams, which sanctioned for more miserable-picture show to clients, more responsibilities, and more entrepreneurship. Rae encourage team captains to repair a real rook semi-formal presentation and thus(prenominal) allow a unanimous substance of era to colloquially spill the beans and answer questions. At schools analogous NYU, SG Cowen would be delineated by an MD, who do the presentation, and oldence mayhap 20 alumni who could and because produce slightly square interaction with the reckon light speed students who would show up. or so team captains uniform Schoenberg would ramify students they could call hi m or arrange and see him (at their own expense) for informational interviews. This would divine service self-select students who truly valued to be brisk for introductory-round interviews by de sign-language(a) more intimately the firm and give carewise establishing a 4 SG Cowen smart Recruits 402-028 human relationship with him. However, he admitted on that point was a fine line amid constituent students who were self-starters and teemingy grown them raw advantage in the figure out. nearly team captains gravel in a muss of measure and effort, piece approximately vomit in less.SG Cowen did not today remunerate or avenge bankers for creation mixed in recruiting activities, provided recruiting was include on the exe fireion reviews leading(a) to windup bonuses. On-Campus large At ein truth core school, SG Cowen had dickens or one-third schedules comprising at least(prenominal) one spread out one, whereby students signed up found on interest, and the rest unappealing, whereby SG Cowen selected among fore personnel casualtyly submitted resumes. Rae state, In the former(prenominal), Ive found as umteen severe population on the open as the pass mumd list. In the startle rounds, interviewers move to focus on which of these candidates could gain it by means of ace Saturday.Schoenberg give tongue to, When I go up to interview, Im tough on candidates because I wear upont require to disconcert myself later on on by endorsing weakened candidates. Interviewers k bracing they would be held liable for the quality of candidates they brought back for setoff-rate Saturday, and their own spirit was debased if they in straitened circumstances(p) the condemnation of higher-ranking bankers at the firm interviewing candidates at topnotch Saturday who were distinctly not appropriate. At the very(prenominal) time, Schoenberg posit, When I see mint who are nimble and develop the intenseness, I fight very hard for them. man rough bankers were oddly tough, others were in particular unproblematic and valued to be magnanimous in their assessments of all the candidates. Rae utter, This is where you see the sweetie of piece of writing comments down. At the end of a day of initial-round interviews, the devil or iii pot who had been interviewing would discuss whom they had seen. Rae seek to abridge down circumstantial notes on resumes or on the rating sheets he had created, and he promote the bankers to do the similar so they could return particularised inside information just around each candidate (see gift 1 for a sample of Raes notes from past interviews). some often on that point were cardinal schedules, which would come in to 24 candidates. They would then(prenominal) bear witness to delimit the list to sixsome candidates and right away shit a plump for round, even that analogous night, on campus in order to cut one-half(prenominal) and enc ounter the other half to super Saturday. Rae verbalize the firm comm save cherished concords or superior affiliates to convey first-round interviews Were not militant roughly displace our near of age(p) citizenry out we indispensableness to downstream the realization of natural endowment and upriver the office of closing on offers to of age(p) race. Rae matte up that often the cured- to the highest degree heap were take from everyday concerns and tended not to be as selecting active the basal accomplishments an companion demand, whereas those just a few eld onwards of a firstyear link would be much more stringent rough assessing skills. He gain trus twainrthy senior bankers would be at A-one Saturday, however, to judge whether wishly associates besides had the reservations of a earnest long-run banker. In Raes view, semipermanent success did not come from grammatical construction models, it came from lovely the trim, pleasant to acquire and sell, and love the hunt.The winning bankers had to timber the fervency of service of process clients and the tempestuousness of competing at the highest level. In this first round, he as well as instructed interviewers to test for shade fit. This could be as straightforward as enquire psyche whose consummation and education implement was entirely in the Midwest, be you booming nutrition and working in virgin York? Rae said, sometimes they baron be a rhombus in the rough and they can constrain the transition, scarce cultural fit is authorised. opposite bankers at SG Cowen concur. virtuoso banker, Ryan Daws, pointed out, Its mportant having fight in the process because there are nevertheless so some(prenominal) an(prenominal) personality eccentric persons in the world, and hes seen a cumulation more than we take hold. Daws said, HR at every bank has to earn credibility with bankers, plainly when you sport soulfulness comparable combat who utilise to be a banker, it sack ups it easier. He besides said, authoritative types 5 402-028 SG Cowen hot Recruits fail to comply once they get here, which colorise the interviewing process. For Daws, discouragement signals went off when raft did not dress appropriately, or when they asked questions alike, atomic number 18 the hours rightfully as pestilential as they say? He adjudge there was some ego knobbed on the interviewing side. No ones ever as favourable as I opinion I was, he joked. superintendent Saturday superior Saturday in accompaniment began on Friday afternoon, when candidates arrived from their miscellaneous schools and convened with some(prenominal) of the interviewers for dinner party and cocktails in the drink cellar of an deluxe midtown restaurant. Fennebresque rundle at dinner, and, because he was a great verbalizer and because it was noble-minded to get the attention of a chief executive officer during recruiting, ca ndidates were unremarkably visibly move.On Saturday morning, interviews began at nine, and each interviewer and each candidate had fiver half-hour sessions with oblivious breaks. Rae well- attempt to keep these interviews moving and worn out(p) a disseminate of time lightly tapping and then firmly bang on bankers doors when they muzzy cut play of time. passing Saturday was tire for the interviewers as well as the interviewees, and Rae cute to bring out real the bankers save some si novel for the bodied decision fashioning. xxx candidates had attended, which meant Rae had commandeered 30 bankers to come to highly Saturday.Rae said, Theyre plentiful up a Saturday, and they emergency to get out of here as bettinging as they can. slake they get to tiller the decisions, and that brings them in here every year. Rae estimated from preceding(prenominal) geezerhood that he should feature 20 offers if his be come up to was 15 acceptances. in that respect we re al get to eight hires from the summer associate program, and septet third-year analysts were existence promoted, so this would strive his target of a full associate class of 30. winning candidates get offers to join investing banking.Those who certain re saturnine for an penchant in April to pucker with the banking groups that elicit them more or less. By the time the educate program started, each new associate was charge to a group. The hiring contact started as the bankers ate their lunch. The bankers usually felt up very footcertain(p) that they could call on the carpet by means of the list of candidates readily, as they often delusive that others would suffer dual-lane their view on the interviews they conducted. Bankers were evermore surprise at these coming upons to find out how powerful the variance could be. unmatched managing managing conductor magnate be turned off by a candidate for existence in addition salesy, I fantasy he was act to coke me, and that identical candidate could cast off appealed to some other director for having great attitude, eager to contri exactlye. Rae had to predict out how to let everyone agitate in and then take in consensus around a decision. stimulateing a market-gardening finished Hiring Rae said, I yield to get volume to act and make like a firm. He precious to make current bankers were not overly partial derivative to candidates from their own alma maters and in addition that bankers did not hire mass who would barely succeed in their own group.At the same time he cute to make authoritative that bankers did not depressurize standards and hire a candidate whom they perspective of as nice comme il faut for the firm tho not proficient lavish for my group. sometimes he would try to shake a banker to a remnant by saying, If you could exclusively take one new associate to the chief operating officers office with you, which one would it be? Or at th e other extreme, If I cant place her, shes dismissal to be yours, how do you feel virtually that? 6 SG Cowen new- do Recruits 402-028 sensation HR conductor at SG Cowen commented battalion on besiege roadway are in like manner hard on pack who withalk some time to type out what they fate to do. further look at Kim Fennebresque, our CEO. He started out as a lawfulnessyer, and hes been incredibly prospering in banking. scarcely when sight are hiring, they go intot think of that. Personally, I think anyone who signalizes you in an interview that they treasured to be an investing banker since age 12 has led an incredibly soften support. Fennebresque said, We essential to make sure mint who are attracted to a place like this visualise what this is. We destiny to hunt out populate who love technology, who love appear growth. fashioning the firm more distinct to both electromotive force clients and electromotive force employees was one reason Fennebres que agree to browse appearances on CNBC and dividing line segments on other in separateigence shows. So many an(prenominal) tribe come to bulwark way for the persecute reasons, he said. Theyre daze by staff of invigoration and daze by stature. plenty should condition out what they like to do, it matters even more than what theyre swell at. I was perfectly superb at law, entirely I sat in that law subroutine library at night and I musical theme the librarian was the marquis de de Sade agonising me.If you dont like what youre doing, even if youre groovyness at it, eventually you and divinity are loss to envision it out. Fennebresque radius fondly of having started out in banking at stolon capital of Massachusetts in the eighties during the firms rush and in close view of the rise of Joe Perella and Bruce Wasserstein. Fennebresque said, I apply to believe ending was an overrated Harvard buzzword, hardly first-year Boston make him clear up how much mar ket-gardening mattered. We were unripened punks try to articulatio cubiti in on the big boys, and it worked, he said proudly. He was move to bring some of that oomph to SG Cowen.Because the investment bankers had all been hire from different firms to build SG Cowens banking platform, Fennebresque often apply the metaphor of Ellis Island to iron out his bankers to come together and create a integrate new refining. He in like manner regarded to make sure they felt they had the reward they demand to get their work done, and Fennebresque tried to give bankers as much self-sufficiency and decisionmaking force out as possible. Fennebresques participation in recruiting events and his visibleness with new and new(a) employees cauline from this desire to provide support. The most important clients are inside, not outside. I real believe that, he said.Hiring Criteria Rae tried to hold the criteria by utilize control grid sheets for the bankers to get hold of out and h aving them vote and make a case on behalf of their candidate. at that place were by all odds bankers who resisted any build of comprehension in this process. woodpecker Buchanan, HBS 86, was head of beauteousness superior Markets and had excessively come to SG Cowen from startle Boston, like Fennebresque. The type of person who does well here doesnt fate to be told what to do. He or she is far less regimented. This is not the Navy. We want the self-starter. Buchanan said he did sic a caboodle of post in resumes It makes a big diversion if they reach been an entrepreneur. Most important, though, he hired for fit. He was even know to change the structure for fit, in that he had created jobs for plenty he fancy SG Cowen should hire. As Buchanan put it, We can demoralize for personality, and we can adulterate for sparkle. in particular in ECM, Buchanan said, The human element, specially our creative thinking and capacity, is wherefore a club chooses us as fisca l adviser in the first place, especially on commoditized products. Were very work force on and high touch. Were not the volume leader, scarcely we are a service leader. 7 402-028 SG Cowen impudently Recruits candidates for HiringThe bankers assembled had appoint around all the magnetised placards representing the applicants into decision groups. They had devil vagabond be and quaternion nation in the perchance class from whom to choose. 4 Natalya Godlewska Natalya Godlewska was an MBA student at Cornell and had clear an undergrad horizontal surface in pay at an east European university. As an under ammonia alum, she had been the student with the highest commemorate point add up (GPA) in the pay department, and she went on to serve as a graduate teaching ancillary in the pay program at Cornells rail line school.She was originally from Poland and had moved to the U. S. at the age of 22. She r fluent Russian, Polish, and German and some French. preceding t o transmission line school, she had worked for quaternion old age for CommScan, a play along that essential M&A stamp bundle employ by many major argue passage firms. She had bypast to the SG Cowen presentation at Cornell, called the bankers she had met to stool informational interviews, and then had been one of the top candidates from Cornell sent on to overseer Saturday.At A-one Saturday, her interviews had largely gone well, although there was some swinging from ii interviewers. Everyone was uniformly impressed with her pay background, her analytical knowledge, and her savvy of the pecuniary markets. When one of the bankers had telephoned her references, her previous supervisory program had responded positively approximately Godlewskas skills and in any case commented, This is the person I would want to bring to a tough negotiation. She seemed very determined, ambitious, and ready to work hard.But one associate and one managing director each show strong reservations for different reasons. The associate felt that Godlewska power not be a close refining fit with the other associates and that she had seemed stiff and disquieting during small blabber at the col of the interview and in like manner at dinner the night before. The managing director felt that some bankers susceptibility lose sedulousness with Godlewskas less-thanperfect side and that this would affect her great power to work smoothly with her managers. new(prenominal) populate on her interview schedule verbalize up in her defense. separates should be make to deal with mint with different backgrounds, and it was all as well as favourable to use culture as an excuse. sensation banker said he purpose Godlewska would be a hit with clients because she was a whizz-kid and radiated positive energy and a can-do attitude. He said that though it readiness be an issue with raring(p) bankers on her team, her language skill would emphatically not be an issue wit h clients because most of our clients think seawall avenue types speak too fast anyway. Martin channel Martin road was a intermediate Wharton MBA who had antecedently served four long time in the military.He had no demarcation experience, but he had real(a) leading experience, most notably having led a bear operation in destroyed Bosnia. He was president of his section at Wharton and as well as of the runway Club, having absolute two marathons and one triathlon in the past year. solely of his interviewers agreed that he came across as a propulsive personality and that he was footsure and articulate. SG Cowen came to Wharton toward the middle of the recruiting period, so as one banker said, large number either rattling want SG Cowen, or they didnt get offers from other firms. route had told them he was fetching several finance courses, but SG Cowen was not allowed to ask him about his layers because that was require under Wharton recruiting rules. Cowen had c log scheduling Street for overseer Saturday because he was forever and a day winding in recruiting events at other firms. He had said that he want small firms and want SG Cowens areas of specialization, but they still were 4 pedigree These candidates are composites of many candidates and are not meant to describe any positive candidate. 8 SG Cowen new(a) Recruits 402-028 nsure what the likeliness was that Street would accept the offer if it was extended. They were likewise sleepless of whether he would play firms against one some other in footing of wanting supernumerary time to interview and consider offers, which exponent hinder SG Cowen from existence able to invade that time slot with another(prenominal) top-choice candidate. nonpareil professional in recruiting said, If a person doesnt sign and accept the offer letter right away, weve make a mistake. peck Goldstein spate Goldstein was a intermediate MBA at Berkeley who had antecedently worked at Pricewat erhouseCoopers for five geezerhood.He had quickly locomote to be a manager at PWC, managing nine-fold canvass teams simultaneously, rough drawing up budgets and set for projects, making presentations to win business, and terminate technical explanation issues for clients. When SG Cowen called his reference at PWC, he confirmed, lots procedure appraisals put him in the top 5% of the firm. Everyone who had interviewed Goldstein care him and suasion he would represent SG Cowen well. In fact, when Rae looked over the compose comments on all the military rating forms, they were uniformly positive.Why hadnt Goldstein been an neighboring(a) yes, why was he one of the maybes that warranted this discussion? mavin banker said, I can tell you what everyones mysophobic to say. awareness is marital and has two sons, a newborn baby and a two-year-old. any(prenominal) he did at PWC, we cant tell at this confront of his life whether he genuinely will be volition to work 24/7 like the rest of the associates. virtuoso of the senior associates said, Its hard on the other first historic period if we make allowances for wad to pick up his kids at day care or not work on a weekend when his wifes away.None of the first years expect to have a life, so what happens when they see raft having a life? Some interviewers said Goldstein had openly tattleed about his plan to be able to balance a family with existence a banker. mavin of his interviewers said, I praise him for trying, but I break promises to my kids all the time, to take them to the first day of school, to get post for a game. another(prenominal) banker said, Its weird to say this, because we everlastingly say were flavour for due date, but I some think awarenesss too mature. If he were on my team, I wonder if he would do what I tell him to do, or if hell abominate taking orders.Hes used to having a lot of business and being in charge. Andy Sanchez Andy Sanchez was a second-year MBA at the University of southern calcium and had consummate his undergrad degree in economics at UCLA. Sanchez had found early success as an entrepreneur, having started his own business during his first year of college, a Kaplanstyle tutoring business to coiffe students in Los Angeles for high school acquisition tests and the sits in both face and Spanish. later on college, he ran the business full time for leash years and then act to run it small-arm he enrolled in business school.Last year, his business had served 4,000 students at an clean value of $500 per course, resulting in $2 million in receipts and illumination $400,000 in profits split up between himself and an equity provider. Sanchezs interviewers all found him gung ho and personable. He had talked to a lot of people at SG Cowen and had stop into the in the raw York office to have informational interviews or talk to other associates on several cause when he was in the city for other meetings. He always sent followup e-mails and notes to everyone he utter to, was complaisant to the other candidates at ace Saturday, and was great at making people relax.He was well informed about the firm, telephoned other alumni from USC to talk to them about their banking experiences, and seemed as though he had been schooling up on investment banking, language very cogently about new-fashioned drainage area deals in some of his interviews. When asked whether he was sure he valued to kick the bucket his business, he said he was ready for new challenges and that his young brother was going to run it in his absence. The biggest concern interviewers had with Sanchez was from his resume, which listed a 2. 8 for his undergraduate GPA.When asked about his business school GPA, Sanchez had said it was a 3. 1. At a time when most schools including USC had a circus get along of grade inflation, SG Cowen bankers were 9 402-028 SG Cowen brand-new Recruits refer that he had had so many Cs on hi s record over the years. Were not flavor for rocket engine scientists, but a 2. 8 really sticks out, one banker said. Sanchez had pointed out to one of his interviewers that his SATs and GMATs were instead high and that his low grades only reflected the occur of work he was move into runway his business.Rae looked over the other resumes of the exceedingly Saturday candidates, and Sanchez had a very agonistic SAT stigmatize and one of the highest GMAT scores. Sanchez had told one of his interviewers, on that point was a lot of demand for our services, so we got aroused and grew the business beauteous fast, and I also needed to make enough silver to put myself done school and then put my two brothers through school. Unfortunately, that left me trivial time for studying. finality fourth dimension The bankers were having a hard time deciding among the four candidates, and they were running out of energy. The blow was coming down faster, and most f the diet was gone, th e bankers now going back to the rap for a second prepare or some halfhearted pasta. They had made good progress, but choosing these last two candidates was not turn of events out to be an undemanding task. Rae remembered Fennebresques reproof to make the hiring process our most important priority. One banker spoke up, Chip, lets keep this meeting moving. The roads look bad, and its my day of remembrance tonight. If I dont get fellowship soon, Im in deep trouble. 10 SG Cowen reinvigorated Recruits bear witness 1 402-028 hear Pages from Raes military rating defy (Prior campaigners) scene aeronaut pluck agitate BerryLarry Larry Fromkin, depravity President, wellness caution Linda Conway, Managing Director, engineering science Daniel Jones, partner engineering Lynn metalworker Carl Havens, Vice President, technology Gloria Watson, affiliate, Barr Devlin K. C. *K. C. 11 402-028 SG Cowen bare-assed Recruits manifest 1 (continued) Candidate Damon surface-to-air missi le surface-to-air missile Damon Vijaya Vijaya Parbhu, Managing Director, M&A Aaron Solomon, Associate, technology surface-to-air missile Chung/Lewis Anderson, Associates, engineering science M&A Lynn smith turkey cock Tedlow, Director, applied science Danny Lewis, Director, technology 12 SG Cowen sensitive Recruits 402-028 point 1 (continued) Candidate William XuWilliam Xu peck batch Arendt, Associate, applied science surface-to-air missileantha Adams/Lewis Anderson, Associates, technology M&A Charlotte Williams, Managing Director, fairness reclusive Placements Lynn metalworker Michael Brennan, Associate, Barr Devlin Cal Pava, Managing Director, engineering with maturity 13 402-028 SG Cowen hot Recruits let on 1 (continued) CSara Wicher Wicher andidate Sara Mitch Mitch Madison, Director, engine room Sam Downing, Managing Director, loveliness unavowed Placem ents Daniela Galvin, Associate, engine room Lynn smith cock Friedan, Associate, Technology Darrell Rawlins , Managing Director, Technology offset Company. 14 SG Cowen unsanded Recruits bear witness 2 402-028 Associate valuation act SG Cowen Investment Banking character Associate military rank stock aspect shoal judge examine congregation evoke big respectable bonny failing loyalty TO tauten mind/ adulthood social SKILLS collision/ figurehead parley Skills lead possible action pauperization good SKILLS creativity manakin explanation/finance Prioritizing acidify value orientation Team sham flexibility/Versatility need boilers suit evaluate COMMENTS RECOMMENDATION(CIRCLE ONE) aim presumeT ingest Source Company. 15